Benefit help needed — Scope | Disability forum

Benefit help needed

reewenn
reewenn Member Posts: 3 Listener
Hi everyone my name is Irene.  I have been out of work now for about four years and my only income is pip and a small monthly private pension. I live with my partner who works part time 25 hours a week. I suffer with rheumatoid arthritis, osteoarthritis, fibromyalgia and copd. Mobility is a bit of a struggle for me lately and have just sent in my renewal assessment for pip as I am at the lower scale at the moment. If I do go unto the higher teir can I apply for esa as I am not claiming job seekers allowance as That involves looking for work which I am just not up to. Can you advise please as went into the calculater and wasn't entitled to anything. I am 61 and not entitled to oap until I'm 66 since the government moved the goal posts unfortunately.  Any ideas would be very much appreciated. Many thanks

Comments

  • Sam_Alumni
    Sam_Alumni Scope alumni Posts: 7,674 Disability Gamechanger
    Hi @reewenn welcome to the community, I have moved your post to the Ask A Benefits advisor category so hopefully there will be expert help along soon.
    Scope
    Senior online community officer
  • BenefitsTrainingCo
    BenefitsTrainingCo Member Posts: 2,622 Pioneering
    Hi reewenn (Irene), welcome and let's have a look at your question. I'm glad you are asking for your PIP to be reconsidered. If you are not currently getting the mobility component of PIP, perhaps you should be getting it, or perhaps you should be getting it at a higher rate.

    You might find it useful to do the PIP self-test to see how many points you think you should score in each component. You need 8 points for the standard rate, and 12 for the enhanced rate.

    As regards ESA, unfortunately getting ESA based on your national insurance contributions looks unlikely because you haven't worked for a few years. And because of your partner's hours of work you can't get income-related ESA. I suspect this is why the benefit calculator is coming up with nothing. In some parts of the country you have to claim Universal Credit instead of income-related ESA. Universal Credit doesn't have the same rules about hours of work - but you can only claim it if the postcode checker says it has started for people in your situation.

    What I would suggest though is considering whether to make a 'credits only' claim for ESA. This won't give you any extra money now, but it would give you national insurance credits which you may need to get a better state retirement pension. Before deciding whether to do this, check your pension forecast on gov.uk to see if there is any point - maybe you already have enough national insurance for a full state pension, in which case claiming ESA credits won't make any difference. 

    Other things I would recommend checking are Housing Benefit if you pay rent, and Council Tax Reduction if you pay council tax. These two benefits are paid by the local authority (council) and help you with rent and council tax respectively, so you should ask your council about them. In some areas of the country you may have to claim Universal Credit instead of Housing Benefit, but the council will tell you if that applies to you. If you claim either of these benefits make sure you tell them about any changes in your PIP, as getting higher rates of PIP can make you more likely to get help with your rent and/or council tax.

    Good luck, I'm hoping there may be a small amount of extra money you can claim. If your partner is older than you, another benefit to check may be Pension Credit  (this doesn't have rules about hours of work).

    Will
    The Benefits Training Co:
    Paul Bradley
    Michael Chambers
    Will Hadwen
    Sarah Hayle
    Maria Solomon
    David Stickland

Brightness

Do you need advice on your energy costs?


Scope’s Disability Energy Support service is open to any disabled household in England or Wales in which one or more disabled people live. You can get free advice from an expert adviser on managing energy debt, switching tariffs, contacting your supplier and more. Find out more information by visiting our
Disability Energy Support webpage.