Hi, my name is CollateralCat! Hope everyone is well!

CollateralCat
CollateralCat Online Community Member Posts: 5 Listener
edited August 2024 in Universal Credit (UC)

UC has requested 4 months of bank account statements. This has gotten me stressed due to the fact that i don't know whether receiving money from family (600-800+ depending on the month) is a matter that will be penalised. i don't get paid much UC. and iv needed assistance on paying arrears and council payments.

Advice on the matter would be greatly appreciated.

Comments

  • Albus_Scope
    Albus_Scope Posts: 10,798 Scope Online Community Coordinator

    Heya @CollateralCat and a warm welcome to the community. 😊

    Please try not to panic too much, it's quite normal for UC to ask for bank statements, they do it with many people. It's just so they can check your benefits are all correct and you don't have millions in your account.

    I'm not sure how they stand on regular donations from family members, but I'm hoping one of our super smart regulars will be able to answer that bit soon.

  • CollateralCat
    CollateralCat Online Community Member Posts: 5 Listener
    https://forum.scope.org.uk/discussion/comment/898075#Comment_898075

    Hey @Albus_Scope thank you very much for your message. :)

    I'll take a few breaths to settle the angst aha.

    Appreciate you.

  • Albus_Scope
    Albus_Scope Posts: 10,798 Scope Online Community Coordinator

    No problem at all @CollateralCat I remember that feeling of dread when I was asked for my bank statements as well. 😆

  • CollateralCat
    CollateralCat Online Community Member Posts: 5 Listener

    @Albus_Scope was there anything in particular you were worried about but ended up being fine if you don't mind me asking?

  • Albus_Scope
    Albus_Scope Posts: 10,798 Scope Online Community Coordinator

    Sure @CollateralCat I suffer from very bad anxiety (especially in social situations), so having a letter drop saying I needed to attend an appointment and to bring bank statements just really got me panicking. It was the fear of the unknown I think. But it was all fine, they were very polite and didn't ask too many questions.

  • CollateralCat
    CollateralCat Online Community Member Posts: 5 Listener

    I entirely understand this @Albus_Scope! I am very introverted and also have bad anxiety. partially why i'm relieved that i only have to upload documents rather than it being face to face.

  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing

    Money from family will be treated as capital and not income. Providing you capital didn't go over £6,000 at anytime then it will be fine.

  • CollateralCat
    CollateralCat Online Community Member Posts: 5 Listener

    Oh okay that is a relief then. i had been reading that in some places and then seeing otherwise on other websites. But thank you for this @poppy123456.

    Appreciate you.

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