What do you think about people on benefits spending on luxuries?

@OverlyAnxious

Thank you for sharing your thoughts so openly. It’s clear you have carefully considered the complexities of the benefits system and its impact. I see Scope as a platform for people with disabilities, rather than just a benefits forum. As someone who works, pays taxes, and also receives PIP, I understand both perspectives.

I interact with taxpayers every day and have never heard anyone criticise benefit claimants or express concerns that the system is too generous to the unemployed, sick, or disabled. The main issue, as I see it, is that the media often highlight problems with benefits and seem to take pleasure in creating divisions where none actually exist.

Since you cannot go out and spend your money, consider using any extra funds to improve your home. You could replace old furniture, update kitchen equipment, or redecorate. Buying new towels and bedding could also be a good idea. If you get new furniture, think about donating the old, good-quality items to a charity shop to help others. A newly decorated room or new bedding and towels can bring comfort and satisfaction. In my view, it’s money well spent and will help reduce your savings.

I work and pay taxes while also receiving PIP, which I get because it is not means-tested. You questioned why people on benefits should have more disposable income than taxpayers, which is a good question. Is it fair that I can receive this benefit and have unlimited savings, while people on UC face deductions if their savings exceed a certain threshold? My colleagues, who also pay taxes, do not receive PIP. Do you think it’s fair for me to receive PIP when they do not receive this extra income?

It is important to understand that the benefits system seeks to balance numerous factors, including health, income, and specific needs, rather than merely ensuring everyone receives an equal share of financial support.