Carers allowance

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  • lees
    lees Community member Posts: 40 Listener

    Hubby gets esa support group fortnightly, pip high care low mobility 7 only get 10 hrs min wage working

  • poppy123456
    poppy123456 Community member Posts: 61,164 Championing

    You're welcome. You didn't answer my question, which is really important. Do you rent your home from either social/council housing or is it privately rented? I'm assuming because your rent is low that it's social housing.

  • lees
    lees Community member Posts: 40 Listener

    Yeah sorry rented housing association

  • lees
    lees Community member Posts: 40 Listener

    Places for people

  • poppy123456
    poppy123456 Community member Posts: 61,164 Championing

    Thank you. Apologies, one last question, do you receive your earnings monthly, 4 weekly, 2 weekly or weekly?

  • lees
    lees Community member Posts: 40 Listener

    4 wkly

  • poppy123456
    poppy123456 Community member Posts: 61,164 Championing

    Thank you! Your UC entitlement will be as follows…

    Standard allowance (couples 25 and over) £617.60

    LCWRA element .. £416.19

    Carers element .. £198.31

    Housing element.. £450.08

    Total UC before deductions.. £1,682.18.

    Deductions..

    Your husbands ESA because part of it is contributions based.. (he will still receive £276.40 fortnight from ESA) £598.86/month

    Carers allowance £354.90 (you will still receive carers allowance as a separate payment)

    Your earnings.. 10 hours per week at National Minimum Wage (NMW) = £114.40 x 4 = 4 weekly = £457.60 - £404 work allowance = £56.60 x 0.55 (earnings deduction) = £29.48.

    Total deductions.. £983.24/month.

    Total UC payable = £698.94/month

    Don't forget you will still receive the ESA payment of £276.40 fortnight and carers allowance of £81.90/week on top of the UC payment, plus your earnings of £457.60 every 4 weeks.

    Total monthly income for all benefits = £1,682.18/month. Plus your earnings.

    I can't advise about council tax reduction because all Local Authorities have their own rules.

    Please also note that my advice is based on the information you have given. As you also receive your earnings every 4 weeks, this means that there will be 1 month a year where you will receive 2 lots of earnings in a month, which means your UC will be less for that month.

    I hope this helps and if you have any further questions please do ask.

  • lees
    lees Community member Posts: 40 Listener

    Thankyou so.much, im guessing wages is 4 weekly as wage slip is 457.60 but he pays me cash weekly as it helps me better for wkly shop

  • lees
    lees Community member Posts: 40 Listener

    Also if i have to give up my 10 hrs as its looking likely because of hubbys new diagnosis would them figures change much , last thing i want to do as its my little break but cant expect daughter to sit in every wkend, dont expect you to do it now youve helped enough also the housing element you said is that what i give to north tyneside council or?

  • poppy123456
    poppy123456 Community member Posts: 61,164 Championing
    edited November 6
    https://forum.scope.org.uk/discussion/comment/937173#Comment_937173

    You're very welcome. If your employer reports earnings to HMRC 4 weekly then yes, that's what it will be. UC check earnings with HMRC.

    https://forum.scope.org.uk/discussion/comment/937174#Comment_937174

    If you give up working then your UC will increase by £29.48/month due to no earnings. For housing element, you will be entitled to full rent because you have no spare bedrooms and no non dependant deductions.

    As you rent from social housing, you will not need to provide any proof of rent because UC will contact your landlord directly. You can also ask for this to be paid directly to your landlord.

    One other thing, if you do decide to claim UC then any Income Related ESA and housing benefit will continue for 2 weeks and then stop.

  • lees
    lees Community member Posts: 40 Listener

    Stop until new uc takes over? Do i wait for letter or apply or will we loose out doing that, makes me wonder if were on correct benefits now as uc seems way better, since son left eduction in june we lost 420 a mnth plus another liss of paying rent 89 mnth and c tax just doesnt seem right

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