UC. Would I be better off claiming UC and cancelling ESA?

suesblueeyes01
suesblueeyes01 Community member Posts: 12 Listener
edited November 21 in Universal Credit (UC)

hi would I be better off just claiming UC and cancelling ESA not sure what to do

Regards Sue

Comments

  • OverlyAnxious
    OverlyAnxious Community member Posts: 3,358 Championing

    Hi,

    From a previous post on here I can see you're getting UC with LCWRA.

    Do you also get New Style ESA paid separately?

    If that is the case, you won't be any better off by cancelling the ESA.

  • suesblueeyes01
    suesblueeyes01 Community member Posts: 12 Listener

    thank u overly anxious for your reply esa is paid separately I get esa every two weeks and uc every month regards Sue

  • OverlyAnxious
    OverlyAnxious Community member Posts: 3,358 Championing
    edited November 21
    https://forum.scope.org.uk/discussion/comment/943960#Comment_943960

    Ok, thanks.

    The ESA gets deducted from UC, so you aren't any better off with or without it in terms of money.

    The ESA does give you better National Insurance credits though. So it is worth keeping the ESA for that reason. Some people also find the 2 weekly payments help them budget better than the monthly payments on UC.

    So just to confirm, you wouldn't be any better off by cancelling the ESA.

  • suesblueeyes01
    suesblueeyes01 Community member Posts: 12 Listener

    thank u I do find it better to get ESA every two weeks gets me tho till UC goes in

    Regards Sue

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