UC Transitional protection query

Leanne15
Leanne15 Online Community Member Posts: 5 Listener
edited February 12 in Benefits and income

My child has just been awarded higher care rate, was previously on lower care.

I understand the rate is significantly higher on UC but have come to realise I may not benefit from this as I get a transitional protection bonus will this eat in to this as will almost wipe it out for me or will it be an additional amount. I was hoping that it would be additional as my son has extra needs that comes at an expense. I cannot get carers allowance I belive due to earning more than Β£151 a week.

Thanks in advance!!

Comments

  • Kimmy87
    Kimmy87 Online Community Member Posts: 3,562 Championing

    The new element will affect your Transitional Protection.

  • poppy123456
    poppy123456 Online Community Member Posts: 64,467 Championing

    You are correct that you're now entitled to the higher disabled child element. You're also correct that this increase will erode your Transitional Protection. However, when was the higher rate care awarded from and when did you claim UC exactly please?

    For the carers element of UC there's no earnings limit like there is with carers allowance. If you don't receive the LCWRA element for yourself you can claim carers element. This will also erode your TP.

  • Leanne15
    Leanne15 Online Community Member Posts: 5 Listener

    I've applied today as awarded this week for the higher element.

    So can I claim carers too as was told as I was working and earning more than Β£151. A week then not eligible but am caring after work and during the night.

    I will only get Β£1.86 transitional protection after the higher rate element will change so will basically wipe this out so not benefit for this any way and no extra support

  • Kimmy87
    Kimmy87 Online Community Member Posts: 3,562 Championing

    Carers Allowance and Carers Element are two different things.

    CA has earnings limits and is deducted in full from UC.

    Carers Element is paid under UC and has no earnings limit.

    https://www.nationalcarerscard.org.uk/blog/how-to-apply-for-the-carers-element-of-universal-credit

  • Leanne15
    Leanne15 Online Community Member Posts: 5 Listener

    Thanks already get the careers element just the allowance I'm not eligible fir

  • Kimmy87
    Kimmy87 Online Community Member Posts: 3,562 Championing

    Ah okay, I understand now.

  • poppy123456
    poppy123456 Online Community Member Posts: 64,467 Championing

    Just to confirm that the higher rate care is actually awarded from this week? It wasn't awarded from an earlier date?

    What you were told is incorrect for carers element, it has no earnings limit. The earnings limit applies to carers allowance and that's a separate benefit to carers element.

    To claim carers element you need to report a change and then click caring for someone. Then report caring through there. Once that is added your TP will erode completely but you will be better off in total. Carers element is Β£198.31/month.

  • Leanne15
    Leanne15 Online Community Member Posts: 5 Listener

    I already get carers element. Didn't realise that's what it is called. Just not eligible for the carers allowance.

    It will be from this week as have only just been awarded it and out the change in. So will not be better off due to the transitional amount I currently receive, I will receive a transitional protection of Β£1.86 after this change so no difference in money

  • poppy123456
    poppy123456 Online Community Member Posts: 64,467 Championing

    You said your child was claiming lower rate care previously, lower rate refers to DLA and you can't claim carers element with lower rate care, it needs to be mid or high rate care. Unless it's PIP your child is claiming? For PIP it's standard or Enhanced. DLA is for children under the age of 16 for PIP it's 16 and above.

    With carers allowance, it would be deducted in full from any UC entitlement anyway so no financial gain to claiming it.

    Yes, I'm afraid you will be no better off due to TP eroding.

  • Leanne15
    Leanne15 Online Community Member Posts: 5 Listener

    Thanks just googled this and I was getting Β£333.33 for child element. Sorry I have no clue on this so I am now entitled to the carers element you said above.

    Thanks for your help will add this to my account looks like I will be quite a bit better off πŸ˜€ thank you

  • Kimmy87
    Kimmy87 Online Community Member Posts: 3,562 Championing
    edited December 2024

    Delighted we could help and am glad you will now be better off to help make life easier 😁

  • poppy123456
    poppy123456 Online Community Member Posts: 64,467 Championing

    That's great news! Glad we could help! To claim carers element please report a change and then click caring for someone and report it through there. The carers element will be included from your next statement.

  • gingercooper
    gingercooper Online Community Member Posts: 3 Listener

    I am in the same situation. Child gone from medium care to high care . Does this eat at my transitional then ?

    I should of done my sons dla renewal before I got moved over to uc . Only moved over in October.

    Shame will not benefit from higher care component

  • poppy123456
    poppy123456 Online Community Member Posts: 64,467 Championing

    Yes I’m afraid this will reduce your Transitional Protection if the DLA award started after your 2nd UC assessment period.

  • gingercooper
    gingercooper Online Community Member Posts: 3 Listener

    Yes he was awarded 9 days after my 2nd payment of uc . πŸ˜’. Thank for your help.

  • poppy123456
    poppy123456 Online Community Member Posts: 64,467 Championing

    Oh goodness me, how frustrating that is. Had the award been made before the end of your first UC assessment period then your TP would not have been affected.

  • gingercooper
    gingercooper Online Community Member Posts: 3 Listener

    I've had my uc calculation today ,it has stayed the same. Because transitional has gone down.

    After checking dates. It was 14th November he was awarded dla. My 2nd uc was 12th Novemeber. Was payed on 19th. Was out 2 days.

    When I got my migration noticed I acted straight away as didn't want to leave till the Christmas period. I did have about 8 weeks to switch. I should of waited. But I didn't know this would happen .

    Very frustrating, if was child tax credits which they moved me from , he would of been entitled to around 300 extra a month plus pay back to the November.

    I am just hoping now I get some help with my council tax , because Transitional was so high , I had to pay full council tax.

    This new system isn't working well for me at all . Thank for your help. πŸ™‚

  • poppy123456
    poppy123456 Online Community Member Posts: 64,467 Championing

    If the decision had been made earlier then you would have been owed money for UC too. πŸ˜”I can’t advise about council tax reduction because all Local Authorities have their own rules.