Hi, filling I the UC To Do list for my account creation, questions...
I am on the Bank Account section and it is asking me
"Name or names on account
Enter the name as it appears on the bank card, cheque book or statement. Do not include the title, for example Mr or Miss."
My name on my statements is my full name but on my cheque book and bank card it just has my initials and surname.
Comments
-
So… I not sure what to put on the form as the answer. Which one?
0 -
I would choose to put down the name as it appears on your bank account.
0 -
The name on your bank account
0 -
My bank statement has my full name, so you suggest that? Even though my bank card and cheque book just show the initials and surname?
Citizens Advic3e are saying to just put what's on my bank card. My instinct is my full name. So I v confused
0 -
Citizens Advice now saying...
If you were particularly concerned, you could just use the full name on the account. That way there's no confusion because they'll know the initial from that full name. Whereas the other way around, the initial isn't explained.Alistair at 12:43, Feb 24:So yea, go with full name, account number and sort code. They may shorten it on their end once it's all put into their systems, but I suppose that way there's no chance it could get mixed up.0 -
My bank card only has my initials and surname, but I used my full name as appears on my bank statement and this was fine @moosee.
1 -
Oh thank you SO much for that Morgan. Thats v v helpful. I will do the same.
0 -
Citizens Advice were confusing me. Which is a very easy thing to do!
0 -
Another question...
Also, my moving I date to my current property not so straightforward and I would appreciate your input. I have asked Citizens Advice about this and agree with them but I just want to check what you all think too as I'm v v stressed about the whole process and want to make sure everything is correct.
I was offered my tenancy in May 2012 and signed it and started claiming HB for that property only. I was living with my parents at the time, as I was v v ill and not paying them any rent. The property needed quite a lot of work doing to it. As I said I was v ill at the time and my parents busy working. We took a long time to get the place sorted and I eventually moved in Feb 2013. It was only then, once I'd physically moved I that I informed the DWP of my change of address. This was for either Incapacity Benefit or ESA, i can't remember when it switched over.
CCitizens Advice say to put the date that I actually physically moved in, Feb 2013, because this will tally with the dwp record of my change of address.
Is this the right thing to do? I hope this makes sense.
0 -
@moosee, if you've been claiming housing benefit for the property since May 2012, I would say that date would be the appropriate date to use.
However, it should not make a difference to your claim whichever date you pick.
0 -
It won't make any difference to the migration? They won't question it? Citizens Advice say to put the Feb 2013 date as that is what the dwp records show.
II'm V v confused and don't want anything to jeopardise my migration.
0 -
Citizen's Advice have given you some good advice.
It should not jeopardise your migration whichever date you put. The reason they ask the date is to ensure they use the right calculation for your housing element. However, in your case, both dates would use the same calculation so it should not have any impact and they are unlikely to question it either way.
If they do question it, you would just explain that you were liable for rent from May 2012, but did not move in until February 2013.
1 -
Ok. Thank you for your replies. And it was all such a long time ago.
0 -
Another question, sorry!
In the Housing section under Council Tax I assume that where it says "Have you applied for a reduction in you Council Tax ?" I will answer "yes" because I am currently I receipt of Council Tax reduction even though this will end when I migrate to UC? Sorry I'm not very clear on this. I don't know if I need to reapply or if it will transfer.
0 -
You do answer yes.
CTR is administered by local councils.
You need to let them know you have applied, and they will probably then ask to see your first statement.
They will then re calculate the award. Some areas treat UC differently to legacy benefits, which means some have seen a reduction in CTR meaning they need to pay more towards their Council Tax.
As each local authority has different rules we cannot advise on individual cases from here.
1 -
OOk. I think i understand. Thanks Kimmy. I don't actually need to reapply for CTR, just inform the Council I have migrated to UC from ESA and they recalculate?
I assumed before that it was a new application for CTR which is why I was confused as to what to answer. I will put "yes".
I'm also assuming my Council Tax will be higher once I have migrated.
Sorry for all my questions, I have some cognitive probs, and easily confused.
0 -
Exactly, just let the Council know and they will handle the rest, probably requesting your first statement.
Your claim will be re calculated, you don't need to apply again.
0 -
Thank you kimmy.
This migration should go smoother than I assuming?
My case is straightforward I think. ESA support group, single claim, no assets, no other income at all (just ESA, HB and CTaxR), just one current account with less than 6000, no dependants, no one else living with me, renting from Housing Assoc, not in education, not a carer for anyone.
0 -
I assume the dwp/UC will liaise with my Housing Ass to confirm rent charges?
I get an annual letter from my HA telling me what the monthly rent charge is giving breakdown of service charges too. I assume on my UC migration form that I put this monthly amount?
It's just that my Housing Benefit award letter gives a weekly amount which is paid directly to my HA in 4wk arrears.
JJust A bit confused as to whether to put the monthly amount or the weekly award. I assume the monthly amount that my Housing Ass tells me, especially as the HB is paid 4 weekly. Hope this makes sense.
0 -
You won't be getting Housing Benefit any longer.
You will get Housing Element, paid monthly from UC.
On the application you are asked if rent is charged weekly, fortnightly, four weekly, monthly or quarterly.
Since you have a letter stating a monthly rent, that's the option I would go with.
After you enter your rent figure on the application, UC will confirm your current rent with landlord directly as you live in social housing.
Each April on the day the rent increases, you will have a To Do on your Journal to tell UC the new amount. UC will then confirm that with your landlord.
0
Categories
- All Categories
- 14.8K Start here and say hello!
- 7K Coffee lounge
- 78 Games den
- 1.7K People power
- 92 Announcements and information
- 23K Talk about life
- 5.4K Everyday life
- 216 Current affairs
- 2.3K Families and carers
- 850 Education and skills
- 1.8K Work
- 486 Money and bills
- 3.5K Housing and independent living
- 972 Transport and travel
- 674 Relationships
- 65 Sex and intimacy
- 1.4K Mental health and wellbeing
- 2.4K Talk about your impairment
- 853 Rare, invisible, and undiagnosed conditions
- 910 Neurological impairments and pain
- 2K Cerebral Palsy Network
- 1.2K Autism and neurodiversity
- 37.6K Talk about your benefits
- 5.8K Employment and Support Allowance (ESA)
- 19K PIP, DLA, ADP and AA
- 7.4K Universal Credit (UC)
- 5.4K Benefits and income