I'm new here and really need some advice

Brightside19
Brightside19 Community Member Posts: 3 Listener
edited March 2025 in Housing and independent living

Hi,

I have three children my eldest is 5 and has epilepsy, autism and a genetic condition.

I'm not sure if anyone on here has had a disabled facilities grant. We had one a couple of years ago and my son's OT wants him to now have a wetroom so another dfg. The council have apparently put a charge on the house for 10 years so I assume this now means two charges? Does anyone know if these will effect me getting a new deal with my lender or my mortgage in anyway?

Thank you

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  • luvpink
    luvpink Community Member Posts: 5,209 Championing

    @Brightside19

    Sorry I can't answer your queries but I just nipped in to wish you a very warm welcome to the community.

  • Brightside19
    Brightside19 Community Member Posts: 3 Listener

    Thank you. The terms say it's repayable if we move within 10 years. When I looked at the land registry there is no charge on there so I'm very confused. I don't know much about mortgages but I assume I could just stay with my current lender I assume that means any land charges wouldn't matter? I'm so confused.

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