Remaining politically neutral during General Election 2024


Under guidance from the Electoral Commission and Charity Commission, it's important that Scope remains politically neutral during General Elections.

While we understand that this period will see many passionate discussions and do not want to discourage open discussion, we cannot allow discussions which are purely intended to influence voting.

As ever, please make sure that your comments remain respectful of other people's opinions and keep to our online community house rules.

ill health retirement

Options
Gooner0605
Gooner0605 Community member Posts: 9 Listener
Hi  was just wondering if anyone could give me some information on ill health retirement within Royal mail 

Comments

  • chiarieds
    chiarieds Community member Posts: 16,143 Disability Gamechanger
    Options
    Hi @Gooner0605 - looking online, for benefits earned up to 1 April 2012 you are likely with the Royal Mail Statutory Pension Scheme (RMSPS) paid by Capita, & after that date with the Royal Mail Pension Plan (RMPP).
    With the RMSPS, under schemes A, B, & C it says:
    ''If you are too ill to work at any time, you may be able to take your benefits early (without any reduction) on ill health grounds.
    You will need to provide medical evidence to take your benefits in this way. You cannot be engaged in any employment at the time you apply for, or receive, these benefits. The RMSPS Scheme Manager will consider your claim. If you have benefits in the RMPP and the RMSPS, the RMPP Trustees (RMPTL) will decide if you qualify for an ill health early retirement pension.
    In order to establish whether you qualify for immediate payment of your benefits on illhealth grounds, you will need to apply to us using the contact details on p21''
    For RMPP it says,
    ''If you retire at any age through ill health, you’ll be eligible to receive the actual amount of the Cash Balance benefit you’ve built up to that point – i.e. not reduced to reflect early payment.

    The Company decides whether you meet the test for ill health.  Broadly, it requires a permanent inability to do your job based on a medical opinion.

    In addition to the above benefit, you may receive extra payments from the Company – please contact your HR Service Centre to find out about these.''

    Sorry I can only find that basic info.
  • Rosie_Scope
    Rosie_Scope Posts: 2,928 Scope online community team
    Options
    Hello @Gooner0605, looks like chiarieds has already done some lovely research for you, but just wanted to pop in to say hello. 

    You might also want to try having a conversation or writing an email to the HR department to see if they can offer you any advice on how it works and let you know what the next steps would be. They will have a bit more information available and should be able to point you in the right direction :)
    Rosie (she/her)

    Online Community Coordinator @ Scope

    Concerned about another member's safety or wellbeing? Flag your concerns with us.
    Want to give us feedback? Complete our feedback form now.
Complete our feedback form and tell us how we can make the community better.
If we become concerned about you or anyone else while using one of our services, we will act in line with our safeguarding policy and procedures. This may involve sharing this information with relevant authorities to ensure we comply with our policies and legal obligations.

Find out how to let us know if you're concerned about another member's safety.