How is your day going?
Comments
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I think it might be about savings if you have 6k or over @Amberpearl
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I dont have anywhere near that
Who does on benefits
Can. I ask, it might seem a stupid question, re bank statements, do they already have them. From the bank and are checking to see if they match up
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I think you have to upload them on your journal, they will send a link to be uploaded or take them in to be photo copied
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Hey Amber, I just want to try and reassure you that these checks are being done at random right now. It isn't that they suspect you of anything, they just are doing random checks to ensure people are within the means testing for Universal Credit.
They do not have access to your bank accounts or bank statements. Even if the proposal from several months ago is something that happens they still would not be able to access your bank statements. You will need to upload your bank statements through your journal, make sure you upload statements for all your accounts.
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I've only 1 bank account no isa no savings
I've bought bits on ebay, will they question me
How long do you get to provide details
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They must already know my bank account as benefits paid in too it
What questions are asked
Sorry I'm. Anxious
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Amberpearl, I got into a right state during my last one because it was the second in a year! If you do tomorrow then that's fine. The agents were incredibly patient with me. They need to ask specific questions about what you've already told them.
You can give one-word answers because they just want confirmation from the horses mouth that you are who you say you are, no ISA, no savings etc. I don't think I prepared with documents or notes or anything like that. No need.
The last guy just got on my nerves because he'd read the whole paragraph again if I interrupted and I couldn't understand his heavy accent and it seemed to go on for ever 😖
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Morning all.
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Good luck with your phone call today @Amberpearl I hope it goes well for you. Take care.
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I'm. So scared of talkimg to officials
What if I mumble and they can't hear me or I can't remember my details
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Hi @Amberpearl If they cannot hear you they will ask you to repeat what you have said. Have you written down your details on a piece of paper or the letter you received just in case you forget? Please let us know how you get on. Take care.
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@Amberpearl try to have your details written down.. I am the same very bad memory and scared I might forget something. . Let us know how it went. It will be ok. And I really hope they call and not doing what they did last time…
Take care.
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Morning everyone Monday again
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What details do they ask please as I don't know
And how long do you get to upload bank statement
Do they ask immediately
As I need time I'm, rubbish on a pc. Only have my mobile phone where I do online banking
I keep reading horror stories of what pe were adked. Like PayPal
Not used it in years
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My nerves are bad
I've not done anything wrong I'm. Jusr scared Il come across as stupid
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And once they get the statements, do they ask you about every single transaction
As I. Bought cat food from ebay
And a freind loaned me 50 pounds once and I paid them back re mobile transfer
Will they question that
I read online they go through every single transaction with a fine tooth comb to check for discrepancies
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@Amberpearl they might want to know how much is in the bank. Etc . They might not need evidence. Just be honest. If they ask about Bank statements tell them you are not good with computers. I am like you. I am ok with my phone but terrible with computers. I used to be good but I don't like technology. Do you have a social worker or support worker. Maybe they can help... I dread when they move me to UC. And evidence etc.. I have no support nor social worker so will have to do it myself and I can only hope It will be smooth sailing but not sure. Think maybe they do not need evidence..
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No support or social worker
If they want things uploaded then I doubt I can do it immediately
I'm. All fingers and thumbs
My counselling service did offer me a social worker but I said no
I still have severe trauma for years of abuse, as well as my heakth conditions, so I get extremely nervous
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Do I tell them about my agrophobia
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@Amberpearl if they see eBay just tell them you only buy and never sell. I have not use eBay for many years maybe over a decade. But I buy in Amazon so maybe they will think I am selling. You can only be honest. And tell them your issues with computers. They might understand..
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