Vehicle tax
Comments
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Does changing your vehicle to disabled class affect your insurance costs?
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If you are the insured on an existing contract no - you will (should) have already declared your disabilities to DVLA if notifiable, and your insurance company always (and probably be on a "medical" licence.)
In theory it should not for others (equalities act) but that has not been my experience. The fact that in most cases DVLA remove B1 C1 and HGV/psv classes from your licence allows the actuaries to argue that DVLA therefore assess you as a greater risk so they can as well. For non drivers the argument is the higher risk of sustaining damage as a passenger in an accident / difficulty of evacuating vehicle in a fire etc.
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I think you'll find what you said was DVLA office or by post to DVLA and you said that at point 6 below... I was stating that neither was possible.
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Insurance only asks if you have any DVLA declarable medical conditions - I have conditions which are not required to be notified to DVLA and hence my insurance doesn't ask or need to know about them. Ditto I don't have a medically limited driving licence.
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