Vehicle tax

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Comments

  • Meredithshep
    Meredithshep Online Community Member Posts: 97 Empowering

    Does changing your vehicle to disabled class affect your insurance costs?

  • jae377
    jae377 Online Community Member Posts: 39 Contributor

    If you are the insured on an existing contract no - you will (should) have already declared your disabilities to DVLA if notifiable, and your insurance company always (and probably be on a "medical" licence.)

    In theory it should not for others (equalities act) but that has not been my experience. The fact that in most cases DVLA remove B1 C1 and HGV/psv classes from your licence allows the actuaries to argue that DVLA therefore assess you as a greater risk so they can as well. For non drivers the argument is the higher risk of sustaining damage as a passenger in an accident / difficulty of evacuating vehicle in a fire etc.

  • poppy123456
    poppy123456 Online Community Member Posts: 64,456 Championing

    I think you'll find what you said was DVLA office or by post to DVLA and you said that at point 6 below... I was stating that neither was possible.

  • malvinmulch
    malvinmulch Online Community Member Posts: 71 Empowering

    Insurance only asks if you have any DVLA declarable medical conditions - I have conditions which are not required to be notified to DVLA and hence my insurance doesn't ask or need to know about them. Ditto I don't have a medically limited driving licence.

  • luffo378
    luffo378 Online Community Member Posts: 1 Listener

    If you’ve received your PIP (Personal Independence Payment) award letter and it states that you’re eligible for free vehicle tax, you need to apply for a vehicle tax exemption through the Driver and Vehicle Licensing Agency. To do this, you must provide a copy of your PIP award letter showing that you receive the higher rate of the mobility component, along with your V5C log book (or a completed V62 form uk if you’ve lost the log book). Once DVLA processes your application, they will issue a Certificate of Entitlement or automatically update your vehicle tax record so that your car can be taxed for free. This process can take a few weeks, so it’s best to apply as soon as possible to avoid any delays in taxing your vehicle.

  • onmylonesome
    onmylonesome Online Community Member Posts: 618 Empowering