Moving to universal credit

Angel59

Hi I am on contribution based e s a and pip on both rates which I know i can keep but 2 years ago I got inheritance and it as all gone down I have to tell universal credit about it ? It just someone told me I can claim universal credit and they will ask me about my current saveings not what I had before

Angel59

Hi

OverlyAnxious

Hi,

If you have under £16,000 now then you can apply for Universal Credit.

If you still have over £6000 then they will likely ask to see bank statements, and there is no limit on far they can go back with those. The reason for this is to stop people giving away all of their money and then applying for UC afterwards. So it is not true that they can't ask about past savings. However, as long as you've spent the money is an acceptable way then it shouldn't stop you claiming UC now.

Angel59

Thank you for commenting it's just scope said its your current saveings they look at and Not what I have had before so don't have to tell them when I got inheritance I only now have 200 pounds in my bank account

Angel59

Screenshot_20250228_113616_Chrome.jpg

Angel59

The last comment i put up is that right?

OverlyAnxious

https://forum.scope.org.uk/discussion/comment/989842#Comment_989842

As you have well under £6000 in the account now, they won't usually ask for any statements when opening the new claim, so you don't need to tell them about any previous savings in this case.

You may still be reviewed at any time, and they generally ask for 4 months worth of statements when reviewed. If you have had less than £6000 for 4 months or more, there should never be any need for them to look back at your savings before then.

Angel59

Thank you so much replying back to me I have been panicking so much to be honest I get my state pension at the end of the year. So if I do get universal credit it's only from now to end 2025 because I know universal credit will stop when I receive my state pension

Angel59

Angel59