Moving to universal credit

Angel59
Angel59 Online Community Member Posts: 71 Connected
edited March 4 in Universal Credit (UC)

Hi I am on contribution based e s a and pip on both rates which I know i can keep but 2 years ago I got inheritance and it as all gone down I have to tell universal credit about it ? It just someone told me I can claim universal credit and they will ask me about my current saveings not what I had before

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  • Angel59
    Angel59 Online Community Member Posts: 71 Connected

    Hi

  • OverlyAnxious
    OverlyAnxious Online Community Member Posts: 5,036 Championing

    Hi,

    If you have under £16,000 now then you can apply for Universal Credit.

    If you still have over £6000 then they will likely ask to see bank statements, and there is no limit on far they can go back with those. The reason for this is to stop people giving away all of their money and then applying for UC afterwards. So it is not true that they can't ask about past savings. However, as long as you've spent the money is an acceptable way then it shouldn't stop you claiming UC now.

  • Angel59
    Angel59 Online Community Member Posts: 71 Connected

    Thank you for commenting it's just scope said its your current saveings they look at and Not what I have had before so don't have to tell them when I got inheritance I only now have 200 pounds in my bank account

  • Angel59
    Angel59 Online Community Member Posts: 71 Connected
    Screenshot_20250228_113616_Chrome.jpg
  • Angel59
    Angel59 Online Community Member Posts: 71 Connected

    The last comment i put up is that right?

  • OverlyAnxious
    OverlyAnxious Online Community Member Posts: 5,036 Championing
    https://forum.scope.org.uk/discussion/comment/989842#Comment_989842

    As you have well under £6000 in the account now, they won't usually ask for any statements when opening the new claim, so you don't need to tell them about any previous savings in this case.

    You may still be reviewed at any time, and they generally ask for 4 months worth of statements when reviewed. If you have had less than £6000 for 4 months or more, there should never be any need for them to look back at your savings before then.

  • Angel59
    Angel59 Online Community Member Posts: 71 Connected

    Thank you so much replying back to me I have been panicking so much to be honest I get my state pension at the end of the year. So if I do get universal credit it's only from now to end 2025 because I know universal credit will stop when I receive my state pension

  • Angel59
    Angel59 Online Community Member Posts: 71 Connected
  • Angel59
    Angel59 Online Community Member Posts: 71 Connected
  • Angel59
    Angel59 Online Community Member Posts: 71 Connected

    Does anybody know how long pension credits are taking to sort out please? I applied 3 n half months ago

  • Albus_Scope
    Albus_Scope Posts: 11,215 Scope Online Community Coordinator

    Hey @Angel59 I've had to rely on Google for information, but they state usual wait times are around 50 days, but they currently have large backlogs. If you're worried the best people to speak to would be the DWP, they'd be able to tell you how far along your application is. 😊

  • Angel59
    Angel59 Online Community Member Posts: 71 Connected

    Thank you I phoned pension credits they said they cant look at it until I am age 66 beginning next month but I applied just over 3 months ago she did say I be getting a phone call 13th October but there's a large baglock i worried about my houseing n council tax

  • Albus_Scope
    Albus_Scope Posts: 11,215 Scope Online Community Coordinator

    If you've already spoken to the DWP, then they'll be giving you the best advice. Hopefully they'll be able to give you all the answers next month when they call. 😊

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