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Peoples thoughts on mobility cars
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Hi everybody , I'm just curious about why people are rushing out to get their mobility car and having the stress of having to give it up.wouldnt it be less stressful to save your mobility allowance and buy your own car ? All I see on here is people distraught that they have lost their mobility car or are worried they will loose it . I know that some people need their car but wouldnt pip be less stressful for people if people bought their own ...Or is it because it's brand new and people can change it for another brand new one ?
Replies
Best wishes.
DLTBGYD
Does anyone know,if you lose your no-claims after being with mobility and then purchase your own car,(as some-one told me I will lose it and hence my insurance will be quite high )??
I doubt ofc that any of this will impress the poster as I have noticed recently 2 or 3 names regularly slamming the help we get in making our lives better. I presume they are connected to the system that is also trying to take people's benefits away.
TK
Best wishes.
DLTBGYD
ive been suffering with my disability for 40 yrs
but I do live in hope
Happily, after further awful interviews I got my PIP mobility back but not in the financial position to upgrade my car and was looking to mobility car, is it a good or bad idea?
I needed to replace my car in 2016 but, knowing I'd have to transfer from DLA to PIP at some point, I bought my own car. Which was fortunate because when I was assessed for PIP in 2017 I was awarded only standard mobility! At appeal I was awarded enhanced mobility. But, had I had a Motability car, rather than my own, of course I would have had to hand the car back as so many have had to.
The scheme was set up in the 70's to give disabled people a sense of independence and move our community in some sort of social mobility.
I recall the days of the three wheeled cars on the road and now the scheme is bigger than ever.
The Managers of the Scheme have agreements with Motor Manufacturers so that any body getting DLA or PIP who is qualified to do so, obtain a car. We do know that unfortunately the benefit is not always liable to cover the long term contract.
That is why when you apply they the Motor Dealerships will ask for up front pre payment. I have been on the Scheme since 1995. From that time I would find some times at short notice, I would have to pay advance payment.
This because when ordering lets say in March buy order goes through by May price agreed has now been revised.
You benefit you get would not cover also, MOT Insurance, any repairs. These are all provided and covered by the Scheme and the Dealership.
I myself as young driver in the eighties would save constantly, remember those days being employed I did not ask to be part of the scheme. Even though I was told I could have been.
Putting away £3000 plus every three years then buying another car against what they will offer was an option I have to do. So I would have the car for three years maybe four then get an offer of around £1500 or less put that with any savings, new car. Do it again.
The biggest expense is the insurance what I think a lot of people do not know, I do having worked in employment in these companies. You are disabled means unfortunately increased Insurance premiums. I drive an automatic the extra's and excess is about then nearly £150 plus on the premiums all depends where you live.
Insurance Companies know you have the disability but in their eyes you are an Insurance risk. Sorry to say that but it is true, one time the cost for one year one year nearly was a quarter of the cost I had paid for the car. Which stung me nearly every month.
In those days I had employment and a was running a business part time. I could afford it but still felt done by.
That is the reason many are disheartened to los the car if they fail on assessment or are awarded not the higher rate of motobility.
There are new rules regarding those who have failed. Package of measures of transition. Problem is there are certain restrictions.
The cost to the Government this has been in the media later, regarding costs and other facts about the mismanagement of money. Will that effect us all who are in the scheme, who knows.
All I am concerned for is the welfare and well being of those who qualify for the scheme, now being told not qualified. Due to PIP review.
Being those who have lost independence rely on getting to places or for social means. Find it a struggle and a loss to their lives. I lived in villages often with poor transport links, few other alternatives. I have used public transport and have many not pleasant experiences on them.
I believe that you can buy your car that you have leased, on the scheme if you wish to if you fail after revised PIP. Then you will have to maintain the car yourself. Problem is the rising costs of the car.
I have read many opinions on the scheme and I hope for changes, should be. How and when that is up to the Government of the day.
All I see is members of our community constantly striving to be part of society and being independent is part of that is it not. Yet getting knock backs and feel threated by the changes to their lifestyle due to revision of benefit. That is also important as well trying to support those, in need.
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1. Disabled are not 'given' a car, they choose to hire one.
2. Disabled people with motability cars do pay for things like insurance and road tax, it is factored into the hire cost.
3. As with any long term car hire agreement there is an agreed time span, this allows the recovery of the cost of the car and other costs, but also reflects that after a set period the cost of maintaining a large fleet of hire cars becomes more expensive.
With regards to high reserves in the charity accounts and high pay of the top boss this 'came to light' with usual standard of reporting and bias of the Daily Mail. Here is a public response to their report:
So not the Motability charity.
@Budgie2 "but wouldnt pip be less stressful for people if people bought their own ..."
PIP would be less stressful if the government followed it own rules rather than continuing its campaign against disabled people.
As an individual I stood alone.
As a member of a group I did things.
As part of a community I helped to create change!