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Motability

colinphipps46colinphipps46 Member Posts: 10 Listener
Does anyone like me who is very grateful to  get higher rate for mobility on pip feel upset by the cost of up front payments on automatic  cars on motability  for me with lower limb problems from middle of spine to my feet I can't walk much so find it really uncomfortable  to do the clutch so automatic  is only option  but see upfront payments for above car as discrimination against people  like my self does anybody else  fell the same 

Replies

  • exdvrexdvr Member Posts: 313 Pioneering
    :( Hi    I'm in a similar position to you and the time has come to replace my Skoda Yeti automatic.   This model has been discontinued but its replacement is only available at an advance payment far in excess of what I can afford. Motability advance payments seem to have jumped considerably but it is always a source of irritation that automatics are so much more expensive especially in cases like ours where a manual box is unsuitable.  Perhaps it's a bit extreme to call it discrimination but I do agree with what you say and am unhappy at having to go downmarket to find something more fitting to my budget.

    Best wishes.

    DLTBGYD

  • MisscleoMisscleo Member Posts: 646 Pioneering
    Agreed its far too expensive. They must know disabled people need automatic cars. 
    Shame on them 
  • dee4848dee4848 Member Posts: 218 Pioneering
    edited February 2018
    Is  it because your choosing a most expensive car surly the dealers have automatics with no upfront payments
  • duckett123duckett123 Member Posts: 81 Courageous
    you can apply to your local charity for help but its all means tested
  • wilkowilko Member Posts: 2,284 Disability Gamechanger
    edited February 2018
    We should be grateful for the mobility scheme, everything paid for exspect fuel and insurance excess. Where else can you run a new car for under £60 per week all in? Even personal lease contracts aren't all in.
    The mobility car fleet is the bigest car fleet in the world. I have bought two used mobility cars in a the past one with 17,000miles and the current with 34000miles on the speedo.
  • colinphipps46colinphipps46 Member Posts: 10 Listener
    I am very grateful to motability  as I said but it's the upfront cost for an automatic  that's my point a basic zafira £349 manual and £1,349 For automatic  it should be the other way round in my opinion my point for putting it on was to see if anybody felt as I do but thank you for your comment this is why we come on the site so everyone can give theirs 
  • exdvrexdvr Member Posts: 313 Pioneering
    dee4848 said:
    Is  it because your choosing a most expensive car surly the dealers have automatics with no upfront payments

    Yes there are cheaper automatics but by the time you find one to suit what you actually need that's when the advance payments go through the roof.  I see from the scooter/wheelchair search that their advance payments have been scrapped completely for all makes and types  Something that Motability Cars could maybe think about ??  Don't get me wrong, I think the Motability Scheme is a wonderful thing that allows me more freedom than I could ever hope for but there are some niggling inconsistencies within it.

    Best wishes.

    DLTBGYD

  • colinphipps46colinphipps46 Member Posts: 10 Listener
    To dee4848 I think you misunderstood  what my point  was if the automatic was the same upfront payment as the manual I would not have a problem  with it at all it the thousand pound difference is the point like the response was when you find the car that suits it the difference that seems a little unjust 
  • dee4848dee4848 Member Posts: 218 Pioneering
    Please be grateful for what you receive like you say you are stop the moaning because one day it could be all taken away from you .
  • charlenecharlene Member Posts: 555 Pioneering
    I renewed my motobility  car November 2017 and was surprised at the cost of an automatic.  If I now lose enhanced mobility with pips I stand to lose over £1,000.00. Unless anyone can tell me otherwise.
    When the going gets tough, the tough get going.
  • colinphipps46colinphipps46 Member Posts: 10 Listener
    I think you get the remaining months back of your deposit on a prorota basis let's hope you keep it 
  • colinphipps46colinphipps46 Member Posts: 10 Listener
    To dee4848 I'm certainly not moaning I know what it's like to loose higher rate pip as I did last year and had it returned at first mandatory appeal I think you have still missed the point I'm trying to make for me and others in my position  and automatic  with a big boot is your only option but it's the difference between the two upfront payments  seems a bit much   im extremely greatfull for what I get and with out would be house bound I just thought I'd put it out to gauge other people's opinions 
  • charlenecharlene Member Posts: 555 Pioneering
    Thanks Colinphipps46. I really do hope I  keep enhanced mobility. I live alone and like you  I would be housebound. Always more or less been in control of my life, but now feel as thought I am not in control Anymore.
    When the going gets tough, the tough get going.
  • duckett123duckett123 Member Posts: 81 Courageous
    if you loose mobility and your car you will get £2000 from motabillity to cover you for your own car or towards one if you want
  • thespicemanthespiceman Member Posts: 6,408 Disability Gamechanger
    Hello every body just a few comments on automatics.  The main reason you pay advance payment is there do not make many of them.

    I recall one year wanted an automatic Nissan Micra the car I have now.  It came from Sunderland.  Where it was manufactured but you have to understand it costs more to manufacture.

    So limited numbers.  I once bought a car was the only automatic of its type in the North East of England.  The company who sold it to me.  Told me that, you might think a selling point.  To get me to buy it.  I did anyway found out on websites.

    Was a 16 value model Diahatsu Sport with yellow and blue stripes.

    So when you apply for a car on the scheme.  There are automatics with nil payment.  Sometimes it is worth ringing the car dealer when researching which car to buy to ask.

    Yes you get the list from Motobility saying what types, models are available.  Also remember car dealers have there own website what is available.

    If it says they have that model on the list not in a automatic.  The car dealer may have one.  They may have to order it in.  As I did with my last car from the actual manufacturer.

    If I recall even came from country where it is made Japan one time.  Came on the ship.

    Please ask they are there to help and assist.  That is there job.  Motobility Specialist.

    They also if you go to a car dealership and they have let say three marques as they call it .  As for advice.  I know I visited the dealer had this, so I asked automatic in any of these models.  Not on site but we can bring one down from a different dealer.

    I hope I have been of help.
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  • MisscleoMisscleo Member Posts: 646 Pioneering
    Many thanks very usefull
  • wilkowilko Member Posts: 2,284 Disability Gamechanger
    Not a mobility car user, but have worked all my life since 17 yrs old now at 60 plus I am disabled MS. I still drive get full mobility on pip lived a fugal life brought up three daughters all married now. I saved a little didn't have holidays out drinking smoking so get annoyed when those who,could and should of saved for the future are now moaning about not getting enough in benefits. We have a younger generation growing up not able to work or find work and may never work and live on benefits all or most of their lives. Starting families so that the state and tax payer can keep them in their life style. I've seen to many claiming benefits, smoking, drinking latest mobile phones then go home to a house or flat with the wide screen TVs and sky and broadband connection. We moan about our lot and what we have to deal with on a daily cycle. When will the gravey train end. More being paid out than going in how long can it last?? Sorry for the rant. 
  • thespicemanthespiceman Member Posts: 6,408 Disability Gamechanger
    Hello @wilko   Thank you for this, at last some one else.  Not just me then.

    This is my point yes I have a mobile phone yes I have TV.  Plus anything I need for household, but it is going to happen one day that we will have to pay for what used to be free.

    I have said that the Motobility scheme needs to adapt and change.  Rules and new situations have to be forth coming.

    One we all of us my age in 50's did not expect this, still fumbling around in the dark.  Still mystery the benefit system.  It is going to look after me till I get old and I can not cope.

    Idea cradle to grave system is over in my opinion.  Has finished does not exsist.

    So when I am struggling around trying to get from A to B.  Being uncertain if I qualify for a scheme.  That supposed to help me what now I ask?

    Take care
    Community Champion
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  • wilkowilko Member Posts: 2,284 Disability Gamechanger
    edited February 2018
    @thespicemsn, it's hard I know we who where brought up in the 50s,60s & 70s where tought don't live beyond your means. But since the financial crash in 2008 I remember telling my boss this will be haunting us for the next 20 years or more. With low intrest rates low house repayment reduced, people had money spare when they should had been paying more off their houses. Now with more shops closing less productive jobs for the young let alone for those who are now losing theirs ( toys are us) it's a worrying time for those in work and those out of work or like us disabled living on benefits being paid for out of our national insurance payments, but what we paid in over the years doesn't even cover one years benefits payment at best. As one claimant reported he was receiving over £20,000 per year how many working people are needed to pay those benefits?? Makes you wonder how long it can go on? Sorry for another rant its there for all to see.
  • thespicemanthespiceman Member Posts: 6,408 Disability Gamechanger
    Hello @wilko Thanks for reply.  Please do not apologise for having a rant.  See my posts.  I send novels to people as I have sent one this afternoon.

    Problem is that it all worries me.   This current Government.  Just seen the next Prime Minister speaking.  He's making sense is he or it is me?

    I had last year or so come to the conclusion what do I do now.  Regarding my health, benefits.

    All of us on benefits have to aware of what is going to happen.

    Simple story lad I know where I live comes out of hospital.  Had recovered needs aftercare.  Got nothing.  So he's employed nursing care team using his benefits privately.  Just seen him this morning.  On two sticks saying what is happening.

    I said when I was signing on loads of vacancies nurses, care teams all employed direct payments.  He said this is the future then, well looks like it I said.

    I said knew a mate got addiction history rang me up once can you come and live me.  Comes out of hospital been told needs some one to care for him.  Well I live over here now.  So he has been told to find some one to share with.

    That happened to my exlandlady, her friend been friends for over 40years plus, told well we can not help you now.  Hospital went she came out.  She sold her bungalow, moved into my exlandlady's house.  I get a letter saying your rent is going up.  To cover costs as she explained on the phone to me.

    My exlandlady got a shock because of rent agreement laws.  Could not do it.  Reached a limit for that property rent wise.  DWP won't pay.

    Not only that the arrangement was forced upon here.  Not happy but care homes and places not forth coming.  So they had to live together.

    I moved out of the property I was renting from my exlandlady had enough by the end of the year because there was so much friction between the two of them.

    I was getting it every day.  The poor lady had no other friends or family.  Stuck with each other.

    So what are all of us going to do, if we end up in situation like that.

    Any of our community

    Sorry for long post, it bothers me all this.  I like a rant too.
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  • MisscleoMisscleo Member Posts: 646 Pioneering
    Who gives you the 2000 towards a bea car.
    Who do you see if you didnt gst it
  • thespicemanthespiceman Member Posts: 6,408 Disability Gamechanger
    Hello @Misscleo The money is given to you if you have a motobility car.  Have not got higher rate of PIP.

    Motobility gives you the payment.

    Called transitional package.  Certain conditions apply.  If you entered the scheme before January 2013.  Give the car back without appealing.  Car back with in 8 weeks.  You get that £2000.

    You can keep car 26 weeks only get £500.

    Other payments entered scheme after January 2013 up to December 2013.  £1000. As above 8 weeks no appeal.  Car back as 26 weeks only £250.

    Finally entered scheme January 1st 2014.  Payment £250.

    Hope that helps




    Community Champion
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  • MisscleoMisscleo Member Posts: 646 Pioneering
    Many thanks spiceman ill pass that on
  • sdoc94sdoc94 Member Posts: 140 Pioneering
    Hi all,

    Just wanted to share some information on Motability advance payments. The reasons for the sometimes impractical advance payments are due to demand in a lot of cases. For example a standard Seat Leon could set you back £999, but the 2 litre rocketship FR model Leon is Nil advance. Similar to the petrol cars having almost always Nil payment - diesels are a lot higher due to demand.

    This has come from various dealers first hand - but do not blame the dealer. Manufacturers set the Motability prices e.g. Ford, Seat, Audi etc
    Shady.
  • apb123apb123 Member Posts: 2 Listener
    edited February 2020
    I have recently become disabled. I have a car but have looked at the Motability scheme rules.and am thinking of switching to a Motability car because it is so much cheaper.. I have a different view in that it is unbelievably generous. We have a disability..but I don't understand why that entitles us to a totally free car including insurance tax and breakdown insurance. I have done a bit more research and this is the most generous scheme by a long way in the western world.
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    edited February 2020
    apb123 said:
    I have recently become disabled. I have a car but have looked at the Motability scheme rules.and am thinking of switching to a Motability car because it is so much cheaper.. I have a different view in that it is unbelievably generous. We have a disability..but I don't understand why that entitles us to a totally free car including insurance tax and breakdown insurance. I have done a bit more research and this is the most generous scheme by a long way in the western world.

    HI and welcome,

    It's not completely free. Firstly you need to be claiming a disability benefit either DLA high rate mobility or PIP Enhanced mobility. If you claim either of those then you can exchange that award for a mobility vehicle and your mobility payments will be used for the vehicle and be paid to motability. If you don't claim either of those then you won't be able to use the scheme.

    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
  • skullcapskullcap Posts: 172 Member
    edited February 2020
    I agree that it is not entirely free but when you compare the costs including servicing, tyres etc plus the insurance premium with a privately obtained lease Motability will always come out cheaper. Personally I don't see why it should but it does. Being disabled does not by itself mean that people are poorer than those that are not disabled. And as regards having an automatic gearbox this option will almost always increase the cost of the car when compared to a manual one. Someone will have to cover the extra hence why the AP is generally always that much higher. You get what you pay for.
    As an example a BMW X1 through Motability will cost including the AP £10820.00  inclusive of all running costs apart from fuel for the full 3 years. The same car through a BMW lease it will cost £18611.65 excluding car insurance and servicing.
    I have never understood why the disabled should get such brilliant deals.
  • cristobalcristobal Member Posts: 966 Disability Gamechanger
    edited February 2020
    I don't agree with the Motability scheme at all.

    I get higher rate mobility PIP but I don't believe that this should quailfy me for a 'free' car anymore than anyone else ...

    One of the reasons that it appears very generous is that some people don't take into account - either intentionally or unintentionally - that the car is only for the benefit of the claimant. It's not for other members of your family or friends to use to go to work, or to the hairdressers - they need their own car for that...

    Personally I'd scrap it - in the interest of being fair to everyone. There's nothing to stop anyone - myself included - using their benefits to buy, or get a car on a hire deal.



  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    cristobal said:


    Personally I'd scrap it - in the interest of being fair to everyone. There's nothing to stop anyone - myself included - using their benefits to buy, or get a car on a hire deal.




    I have to disagree with this sorry. Not everyone can get finance for a car, so the motability scheme is a life saver for a lot of people.
    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
  • TopkittenTopkitten Member Posts: 1,263 Pioneering
    I am also having problems much the same. I am on my third Motability vehicle and, although they are supposed to be changed after 3 years I have been forced to extend them to almost 5 in order to cope with the up-front cost.

    As my disability is mostly down to pain from the hips down I need an automatic and also one high off the ground to avoid as much bending as possible. The first one was a Puegot 3008 and was fine at the time as I could lift my old wheelchair in and out of the boot. However, after a couple of years I had to get a much lighter chair due to my degeneration and that alone cost me over £500. The upfront cost was £750 and was, as you say, more than a manual would have cost. When I had to change this I not only had to carry a wheelchair but also I needed a hoist and a scooter so this time I needed a larger vehicle (an MPV) and went for a Renault.Whilst the hoist was very cheap (£200) the scooter had to be folding and was very, very expensive. Plus, the up-front cost more than doubled to £1600. I did get a rebate of £375 for looking after the old one well but I only managed the cost thanks to getting help from Mum. Just before Xmas I finally had stretched the Renault as far as I could. I still needed everything as before plus now I also needed hand controls. I looked at the Renault but it was nearly £2600, so I went for a Puegot Rifter at £2400 (rebate £800 from the Renault). The hoist only cost £150 and the hand controls nothing at all. Still finding £1750 plus having to pay the £800 before waiting a couple of weeks for the rebate pushed me dreadfully and I only had enough because I am living on the money Mum left me when she died. Even if I am capable of driving next time I see absolutely no way of affording another as I will be back on benefits or old age pension by then. There is also the complication of reaching retirement age in 2.5 years time and I have no understanding how that might affect my situation especially as I will have to be assessed for PIP again before retirement.

    Without the car I can go nowhere at all, not even to a local Co-op store and, as I am currently being refused reasonable levels of medication, even now I can only go out for brief amounts of time as I have to use more medication than I am supposed to. I have been housebound for 2 years and came off some strong medication (Fentanyl) which started that situation. I have discovered a temporary solution that reduces the pain considerably but the GP's refuse point blank to put me back on the Fentanyl for a few months so I can go out occasionally, even if it's once a fortnight. Later this year I will be completely wheelchair bound and, from memory, a vehicle suitable for carrying a person in a wheelchair requires an upfront cost of £3,000 to £4,000 just for the lowest models.

    I was hoping to be a little more mobile for a 4 or 5 years but now it seems inevitable that I will be bed-bound in 3 years at most and probably sooner. Considering how old my relatives have been before death it appears I could be bed-bound for 25 years, maybe more. Although I have 3 grown up children I have been extremely disappointed by their ongoing refusal to help me in any way at all.

    And people wonder why I suffer suicidal tendencies.

    TK
    "I'm on the wrong side of heaven and the righteous side of hell" - from Wrong side of heaven by Five Finger Death Punch.
  • skullcapskullcap Posts: 172 Member
    edited February 2020
    cristobal said:
    I don't agree with the Motability scheme at all.

    I get higher rate mobility PIP but I don't believe that this should quailfy me for a 'free' car anymore than anyone else ...

    One of the reasons that it appears very generous is that some people don't take into account - either intentionally or unintentionally - that the car is only for the benefit of the claimant. It's not for other members of your family or friends to use to go to work, or to the hairdressers - they need their own car for that...

    Personally I'd scrap it - in the interest of being fair to everyone. There's nothing to stop anyone - myself included - using their benefits to buy, or get a car on a hire deal.



    I too get the enhanced rate of mobility but refuse to entertain Motability simply because they do not have the vehicles that I would want. I don't think that the restriction you mention makes any difference. With a private vehicle it is generally only insured for the registered keeper. Putting more people on the policy would normally increase the premium. With Motability I believe that up to 3 people can be insured to drive the car at no extra cost. As for someone using a Motability car for their own benefit other than for the person who obtained the contract is very much a grey area. What constitutes 'for the benefit'? Is it someone using the car to go to and from work as the argument could be that the money they earn could be 'for the benefit'. As mentioned earlier however I am aware that the DVLA would require a lot more evidence as many are prosecuted for driving a Motability car that isn't their's. Not in accordance with the Road Tax as well as the insurance policy.

    I do agree with you that it should be on a level playing field that the disabled and non disabled should have to pay the same across the board.
  • skullcapskullcap Posts: 172 Member


    I have to disagree with this sorry. Not everyone can get finance for a car, so the Motability scheme is a life saver for a lot of people.
    So what you are saying is that people who have got themselves into financial difficulties should be offered a lifeline over those that budget their money better? Doesn't this send the wrong message?
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    skullcap said:


    I have to disagree with this sorry. Not everyone can get finance for a car, so the Motability scheme is a life saver for a lot of people.
    So what you are saying is that people who have got themselves into financial difficulties should be offered a lifeline over those that budget their money better? Doesn't this send the wrong message?

    That is not what i said and i have no idea why you assumed this. I won't get into a debate with you about this and i will make no further comments. I've said what i wanted and there's nothing further to add.
    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
  • TopkittenTopkitten Member Posts: 1,263 Pioneering
    Motability rules regarding drivers is as follows. The main driver and an alternate driver can be stated with no additional cost. Adding a third specific driver does have a cost though I am unsure of the actual figure. In addition it is possible to add up to 6 temporary drivers at no additional cost for periods of 30 days or less (I think, not certain about the 30 days but it is specified in the insurance documents), so that people like carers can drive the person about if necessary. ALL drivers permanent and temporary must have a level of driving experience and an age appropriate to the class of vehicle being insured. For larger vehicles such as MPV's or with an HP rating above a certain number then drivers must be 25 or over and have 4 or 5 years driving experience and preferably have a clean-ish licence.

    The first criteria defining "for the benefit of" is that (like Blue Badges) the car owner is actually in the car. The second criteria is that it can be used without the owner to do such things as shopping runs but it must only begin and end at the owners property. What is not allowed is for a driver to use it for ANYTHING that is of benefit to themselves unless no deviation from the 2 previous points occurs. So getting shopping, for example, for the driver if the same shops are used for the owner is permissible. Going to half-a-dozen shops of which only one is needed for the owner is not permissible. It is absolutely NOT permissible for the driver to use a Motbaility vehicle for ANY work related purposes.

    Obviously many people abuse this system almost as much as Blue Badges are abused as it is difficult to prove or disprove such usage exactly.

    All Motability vehicle are financed on a 3 year lease which can be extended to a maximum of 5 years depending on situation and mileage.

    The original intention was to supply modified vehicles and / or large electric scooters to the disabled community at subsidized costs due to the high cost of many adaptions but I believe that now most cars are not modified due to the sheer number of people receiving high rate DLA or PIP and the much larger breadth of what is and is not disability. With costs having risen so much and there being so many more drivers now it is no longer possible to have both as it originally was.

    There is a really large selection of all types of vehicles available under the scheme and most disabilities can be catered for. Please remember though that the original intention was to supply reasonable vehicles to most disabled rather than supplying upmarket vehicles for people to show off in or race around in.

    As for the alternative situation of purchasing a vehicle instead it is important t remember that many disabled people are having to live with only benefits as income. Now that the government is trying hard to reduce benefit costs, affording finance or even cash purchase is way beyond most disabled people's financial situations. Many cannot even afford the up-front costs and have to settle for something not quite appropriate and affording the additional not subsidized.adaption costs puts many in a position of having no alternative strategies especially the older generations and single adult situations. Many disabled people with care also have to pay towards those costs as well now, further diminishing their financial options. Also remember that Motability arrange and include not only insurance but road tax, breakdown recovery, servicing and Tyre and Windscreen issues so that the owners do not have to deal with the difficulties these can present. Most garages also run a pick up and drop off option for the more severely disabled people, something much harder to arrange in private deals..

    TK
    "I'm on the wrong side of heaven and the righteous side of hell" - from Wrong side of heaven by Five Finger Death Punch.
  • cristobalcristobal Member Posts: 966 Disability Gamechanger
    edited February 2020
    @topkitten ... thanks for posting this.

    It's very useful and, to me at least, makes a lot of sense as regards the 'benefit' of the car..

    (I'm still happy with my 'old banger' though!)

  • skullcapskullcap Posts: 172 Member
    Topkitten said:
    There is a really large selection of all types of vehicles available under the scheme and most disabilities can be catered for. Please remember though that the original intention was to supply reasonable vehicles to most disabled rather than supplying upmarket vehicles for people to show off in or race around in.
    I will take issue on that comment. People do not normally use or buy expensive vehicles to show off in or race around.

    What is important is the comfort, quality, security and space that these vehicles offer. The difference between a standard Vauxhall Insignia for example and their top model, the GSI, is much like choosing between chalk and cheese. Likewise Motability generally do not offer cars that have a BHP figure above 185. The difference when driving any distance of say an extra 65 BHP means a more relaxed journey. Then when it comes to 'add ons' such as head up display, braking options, camera systems etc all of these just add that little bit of reassurance when things may go wrong.on the road. I regularly see a locally well known disabled man drive past me in his Jaguar XJ.I have never seen him exceed 20 mph in a 30 mph zone.
  • bekindalwaysbekindalways Posts: 79 Member
    An automatic car is significantly more expensive to buy even for able bodied people.   I can't see the point in this discussion tbh.  There are motability cars available with no up front cost for automatics.  I've checked myself.  If people want a higher spec car then they should have to pay the upfront cost... simples. 

    Like I said...  if my able bodied husband went out and bought an Automatic car, he would pay more than it's manual version.  

    I can't see why this is an issue for some people. You should be thankful that this scheme exists.  And yes.... I need an automatic vehicle due to my disablements and I for one aren't moaning about any up front cost for higher spec vehicles.  It's a personal choice. 

    Enough said.


  • exdvrexdvr Member Posts: 313 Pioneering
    This post has been going around in circles for a full 2 years now.  Is it not about time it was closed? Just asking.

    Best wishes.

    DLTBGYD

  • bekindalwaysbekindalways Posts: 79 Member
    Exdvr  I think you may be right. Xxx
  • soconfusedsoconfused Member Posts: 102 Courageous
    Yes I was going to reply until I read the post by @exdvr lol
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    exdvr said:
    This post has been going around in circles for a full 2 years now.  Is it not about time it was closed? Just asking.

    It was because a new member asked a question on the thread, which started it off again.
    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
  • soconfusedsoconfused Member Posts: 102 Courageous
    Yup - That's what I thought :)

  • cristobalcristobal Member Posts: 966 Disability Gamechanger
    Surely there's a lot more 'mileage' in this one?


  • thespicemanthespiceman Member Posts: 6,408 Disability Gamechanger
    Hello every one thought put some relevant points about my current situation may be of interest.

    1.  Lost the car Motability Scheme two years ago. Some assessor thinks not disabled enough.

    2. Middle rate PIP and car went back after 20 plus years on the scheme.

    3. Offered cash cheques nice sum to either take or appeal.

    4.. Did research transport alternatives.  Lost all the friends in my village very much hurt. Because got no car as I helped thought help me.

    After all will always pay fuel costs. Unlike them, any way their loss.

    5.  Looked at do I need to rent a car three year lease . Use my own money finance and is it worth it.

    6.  Then researched what exactly do I need a car for, get shopping every thing else delivered and meds, banking so thought lets look at taxis.

    7. Over the past few years rarely used the car even when I had one, so why been sensible now.

    8. Used a taxi firm text booking and reasonable prices, fares and they take me to hospital appointments.

    9. Saved a fortune in hospital car parking . Parking in general.  Cost additional due to car fuel, maintenance . Everything.

    Cloths de-icer  wipes cleaning materials and so on Blue Badge costs.

    10. Taxi takes me to areas can not go , so parks outside bank, Post Office, no panics getting disabled spaces.

    11. Great and used the middle rate to pay for this.

    Saved around £50 a month.

    One other if I had won an appeal a years wait would I lose the car again next time do I need this hassle.

    One other relevant point health and safety and being aware of your own disability or illness or condition, how safe are you to drive or are the other way around are you safe from other drivers.

    I know am now ageing feel can not drive had no wish to or want to.

    One has be vigilant with Police around..

    What a hassle be calm and think of the personal driver the taxi to drive you around happy in the knowledge you get there stress free.

    @thespiceman


      
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  • skullcapskullcap Posts: 172 Member
    Excellent spiceman. I am pleased that you have found a suitable way around your mobility issues
  • mikehughescqmikehughescq Member Posts: 5,938 Disability Gamechanger
    I find it extraordinary that anyone would argue against the concept of Motability. There are quite a few key points that haven’t been mentioned. 

    1 - it’s not free. It requires a successful claim to PIP. Anyone care to make the case that that’s a walk in the park!

    2 - the reason it’s cheaper than for other drivers is that the overwhelming majority of recipients are on a fixed income whereas the overwhelming majority of non-disabled car drivers are not. When it was introduced cars were not a cheap option and nowadays income has been frozen for four years and you have the benefit cap; bedroom tax and so on so it might look cheap but in most cases it barely makes it affordable. 

    3 - well worth reading https://en.wikipedia.org/wiki/Motability to remind ourselves where the scheme came from.

    4 - a Motability vehicle which enables a disabled person to work is a net saving for the economy in most cases.

    It is also about choice. As the article says “ In October 2006, the Scheme hit the two million vehicles mark and Jeffrey Sterling commented: "Family life revolves around the disabled person so if you make someone mobile you don't help two million, it's more like six to eight million."

  • skullcapskullcap Posts: 172 Member


    1 - it’s not free. It requires a successful claim to PIP. Anyone care to make the case that that’s a walk in the park!

    2 - the reason it’s cheaper than for other drivers is that the overwhelming majority of recipients are on a fixed income whereas the overwhelming majority of non-disabled car drivers are not. When it was introduced cars were not a cheap option and nowadays income has been frozen for four years and you have the benefit cap; bedroom tax and so on so it might look cheap but in most cases it barely makes it affordable. 
    I agree that is not free but you can have a car for approx half the cost of traditional finance so meaning that it is heavily discounted in favour of any disabled person millionaire or pauper..
    From what I have seen so far approx. 75% of those moving from DLA to PIP get a PIP award. For those that are new PIP claimants approx. half get the award that they are entitled to. Of those that don't and then go on to appeal at a tribunal up to 75% get the award they deserve. All in all most get the PIP award they are entitled to one way or another.
    Are they? that the most are on fixed low benefit income? Maybe some are but there are also many disabled people that are in receipt of a healthy income with some also having substantial capital reserves that they could draw on. Being disabled does not mean that they must be poor and have a pitiful credit rating. 

  • bekindalwaysbekindalways Posts: 79 Member
    @mikehughescq I can't agree more.  I've tried to attach a  link to the terms and conditions for mobility.  A poster recently asked if she could use a mobility vehicle for business use etc.  The terms and conditions are clear.  I still can't understand why they feel they can use a mobility vehicle for personal and business use... totally unconnected to the reason why they have it.  The benefit for the disabled person with the driver using it in such a way with any organisation will be questioned if an accident occurs and they are looking to pay out against motability.

    I will be getting a mobility car. I have my own car but I have sat in it only 5 times over the past year... i have driven it 12 times in the same. My husband uses it to do the things I am unable to do.  Tip runs, prescription pick up, shopping I've forgotten to get on an online food order. Etc etc.  Over the past 4 years my mileage has been 3484 miles.  Yes that equates to 871 miles per annum.  I am unable to use public transport or taxis ....  so to me, access to a vehicle, even if it costs me the full award, is sufficient to know that I am able to travel to my appointments with a level of dignity even if I pay more to do it.  My current car is too low for me.  Has been for 3 years +.

    The motability terms and conditions are clear.  Unambiguous and fair. It would appear that some members on here have negated to look at the motability terms and conditions and solely looked at the Insurance as to whether they can use it for business.  The two are very different. 

    I would welcome your own thoughts on this.  As there seems to be only basic advice being given to those who may well get a vehicle and find themselves in a bit of a pickle.   
     
    I share your views on here and I no expert. I do however a knowledge.  

    Kindest regards.
    Xx
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