Nothing in Queens Speach for the disabled.

[Deleted User]

Following the Queens speech today and nothing in it about any help for the majority of  disabled people!  No extra help as we come out of covid, nothing about social housing for the disabled or anyone else, 
The long awaited social care bill has been put back yet again, so nothing new there either. This is just a post to keep everyone updated so please don't turn it into another post that ends up being closed. Thank you.

leeCal

Very sad on all counts @givingup

MarkM88

In respect though she can’t be expected to talk about everything or she would be there all day.,

[Deleted User]

MarkN88, I know, but I've gone through it in detail on the internet. 

MarkM88

I think you you have missed my point though. Whether it’s a speech on the television or printed details on the internet. They can’t be expected to cover every single possible topic or area that might need addressing in the foreseeable future. It’s unrealistic. 

Is there a particular area concerning you that you need assistance with? 

[Deleted User]

Nothing personally I haven't detailed before in other posts, but thanks for asking MarkN88.
Almost forgot, at the end of the BBC thread it asked if I wanted to ask any questions of the prime minister and I put forward a few regarding the disabled.
But, obviously, they will get endless thousands so I doubt it will get a mention.
Woodbine, not going to get into any conflict with you but the government have had over 11 years before covid struck and they still haven't addressed the north/south divide , an admirable goal as you said , but actions speak louder than words especially in politics. Cheers.

[Deleted User]

Woodbine. Yes indeed it has and it should of gone years ago.
In 2021 we shouldn't even have to discuss it.

Lisatho11987777

It was expected by most people  I think I won't put my thoughts lol 

[Deleted User]

lisathomas50 I understand

Lisatho11987777

Whatever the Queen says in her speech is up to the government  boris Johnson sat with Barbra Windsor and said things would change with dementia  and social care so what is expected ??

Lisatho11987777

I totally agree about its not that people don't want to pay for care they can't afford to pay for care  any money or property which belongs to a person needing care would be sold to pay for that care until the funds ran out 

So all the money the homes that they thought could be left to their children would be all gone some care homes charge nearly two thousand a week  and to have carers is up to a thousand pound a week depending on how many times a day you want the carer to go in and what you need them to do 

If you have no money and don't own your own home then you get it largely for free depending on how much pension you get you still have to pay up to 300.00 a week out of your pension 

My mum always said your better off without money and without your own home because you get more help 

Most people work hard all their life but still live in poverty even in this day and age we do have free medical treatment  imagine if we didn't and in wales we have free prescriptions everyone which I am also grateful for 

In my own opinion and it is just my opinion the only people who look after us is ourselves  and we have to try and make the best of what we got and as the old saying goes live within your means  cut your cloth accordingly 

My parents age group didn't get benefits they had to work they had no choice  but money was worth more back then my mum and dad brought their house for under two thousand pound you can't even buy a new car for that much you might just get 3months rent 

Life is what it is 


 

Cher_Alumni

Thanks for starting this thread @givingup Disability is often a glaring omission on political agendas sadly - for many of the reasons Mike surmised - and much work remains to be done to reverse this status quo.  We see daily on the community how disabled people are struggling across all aspects of life, with a welfare system intended as a safety net to cover only the most basic needs.

The Social Market Foundation recently did some research around recommendations for the welfare green paper, supported by Scope, and you might want to read the report produced: Time to think again: disability benefits and support after covid-19.

While for those who didn't catch the Queen's Speech, here's a transcript. 

Lisatho11987777

My mum is 84 she brought her house a long time ago my mum was born in the war there were no benefits then 

Lisatho11987777

Sorry better put that properly my mum was born in 1936  there were no benefits back then and I was born in 1963  mum brought her house in the 1950s  550 a week is cheap for a care home my mum pays 800 to have carers comeing n to help my brother and she pays 350.00 a week to go to day center and 200.00 for one over night care she has dementia 

Lisatho11987777

Mike I didn't say you get it free I said largely free as I know you have to pay out your pension 

What I am trying to say is if your a home owner and have lots of money that you have worked for all your life that all gets swallowed up to pay for care if you need it you don't get any help or any reductions 

I have seen people break there heart because they had to sell their house to pay for care because the money they had ran out people save and buy property to pass on to family but now you get t penalised for owning your home and got savings  

[Deleted User]

I understand what everyone's saying but I have hardly any saving so I can't get a mortgage to get on the property ladder, I'm too old now anyway, so I have no choice but to rent. At the moment I'm able to rent privately but now the owners will be selling I'll have to look for something in social housing.
But while I've been renting privately and the owners are retiring and there is no mortgage on the property if either of them have to go into a home in the future , the rent I've paid will go towards that.
That's how I look at it personally.

calcotti

woodbine said:

@givingup have you claimed LHA or UC to pay the rent?

Sorry if these seems like quibbling, but people don't claim LHA. They claim UC (with a few exceptions) if working age or Housing Benefit if pension age. The LHA sets the maximum amount of help available (through either of these) for people renting in the private sector.

Lisatho11987777

I worked in care for 30 years and I was a care manager I only left last year due to me haveing corona virus I have also worked for the care inspectorate for wales  most people now sign over their capital while they still have capacity to do so  and their homes the loop hole is if you need care in the 7 year period of being clear then your home can still be used as capital to pay for your care 


Some people try and get their parents to sign their home over after capacity has been list so then it can't be done my mum signed everything over to me and my brother 12 years ago after my father died  my mum has got dementia now she has had it six years so we were ok my mum now lives with my brother and I have her to give my brother  a rest 

Since care went private prices shot up  that will never change  yes people lose most of their pensions and as you rightly say any benefits that may be getting but not everyone gets other benefits 

Most people are left with a small amount for personal items unless they have home care which is different and most people opt for these days 

The cost of care will always be high  but the quality of care and help you can get to pay for care can be changed  by campaigning and lobbying to the government which I do Boris Johnson said to Barbra Windsor he  would change and put in help for social care  then came the pandemic will it ever change probably not but we can carry on trying 

The social services tell you if you have a home and you have  savings snd private pension thst you have to much money to apply for help with costs of care because if if you run out of money the house can be sold to cover the cost of your care 

MarkM88

Doesn't signing everything over to someone else though get classed as deprivation of capital?

Lisatho11987777

As long as you sign over whilst you have capacity  and don't receive any care in the seven year period  even on pension or benefits you have to pay a contribution  the money will still be used for care but you wouldn't have to to sell your house 

Cher_Alumni

@lisathomas50

I don't believe there is a fixed seven year period in which you would be responsible for contributing towards care after signing over your property.  Unless, you have an official link?

Rather, a decision about deprivation of assets would be based on a standard of reasonableness.  For instance: when you transferred your home (irrespective of time), was there a reasonable expectation of the need for care and support in the future?

This Age UK Deprivation of Assets info states:

What if I gave my money or home away a long time ago?
The timing is important. The council will look at when you reduced your assets and see if, at the time, you could reasonably expect that you would need care and support. The local authority must decide based on all the case facts and clear reasons, which could be challenged.
If you were fit and healthy, and could not have imagined needing care and support at the time, then it may not count as deprivation of assets.

Paying for care is a very complicated and complex issue and I'd advise anyone considering taking action to seek legal advice before doing so to keep protected.