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Motability car to be took away

jammy0121

Hi guys I am my wife’s full time carer also look after 5 children so you can imagine how hectic life is ?we have a motability car which we rely on for everything school runs shopping doctors etc,I done something stupid a few months ago and drove in a bus lane which was genuine mistake I appealed the fine but they wouldn’t except it,I left it at that and ignored letters etc (I know I shouldn’t)anyway a enforcement officer came today with a remodel scheduled letter for tomorrow I have no real items of value they mentioned my motability car and said if I don’t pay in full they will tell motability to take my vehicle can they do this I’m so stressed please can someone help

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jammy0121

Sorry to make it clear the baliff hasn’t threatened to take the car but she said she will instruct motability to do it

jammy0121

Please can someone help my wife is literally crying her eyes out she gets very stressed even at the smallest things like washing up so this must be like a mountain on her

jammy0121

Really so I won’t lose my car over this and I will contact debt advtjust needed something to put my wife’s mind at rest,I know it sounds daft but she honestly has been crying all day she gets so emotional over the tinest things like the washing up if there are crumbs on the floor

jammy0121

Username_removed said:

You need immediate debt advice rather than advice from lay people on a forum. Bailiffs have very limited powers but are often wilfully oblivious as to how limited they are. Start with https://advicelocal.uk. A bailiff cannot instruct Motability to do anything by the way. And thankyou so much for your response

charlotte84

@jammy0121 I hope your wife is feeling better soon. Does she have mental health problems like myself or physical as I’m just wondering if it’s possible to get motability with mental health problems I don’t see many posts regarding this. ☺️

jammy0121

She does have mental health issues but she gets motability because of other issues

Lisatho11987777

A bayliff / enforcement officer cannot have your mobility car removed or tell mobility to do it either you don't have to open the door to them you can make a payment arrangement with them

I have been in the situation myself and as an advocate I help others they are just trying to scare you they can't even clamp your car

<moderator removed - inaccurate information> also speak to citizens advice the more you ignore it the worse the problem will get

jammy0121

lisathomas50 said:

A bayliff / enforcement officer cannot have your mobility car removed or tell mobility to do it either you don't have to open the door to them you can make a payment arrangement with them

I have been in the situation myself and as an advocate I help others they are just trying to scare you they can't even clamp your car
(Removed by moderator)

jammy0121

@lisathomas50 does that mean motability won’t take the car either even if I have fines please

MarkM88

Regardless what you read here I would still be contacting an organisation for debt advice. You need to understand what a bailiffs powers are and what your rights are. Mike listed a website for you to look at above, please use that.

jammy0121

Thanks all will be phoning now I will let you know the outcome

Cher_Alumni

Hi @jammy0121

I'm sorry to hear this has caused you and your family so much stress. Just to second our members' previous advice, it is absolutely worth seeking specialist debt advice in this situation to allow you to explain all your circumstances in detail and get up to date, informed guidance.

As Mike has pointed out, there are various complexities that us and our members as lay folk wouldn't be privy to on the community and we wouldn't wish to give you improper advice that could lead to further concern.

In line with this, I've removed some of the text from your comment @lisathomas50 as there are multiple options that the OP may be advised to pursue. Please bear in mind any limits of advice garnered from lived experience, as although valuable, it can sometimes lead to a partial perspective that can mislead others.  Indeed, I found this Citizens Advice webpage on 'How bailiffs should treat you if you are vulnerable' informative when considering the OP's wife is disabled.

Wishing you all the best @jammy0121 - If you could keep us updated that would be great.

Lisatho11987777

It's not lived experience my partner is a bayliff my son is a bayliff my dad was a bayliff and my second job is a bayliff for last four months and if you go on line it gives you what powers a bayliff has I also have a law degree my lived experience was a whilst ago but my work experience as a bayliff / law enforcement officer is now also many people have fines on mobility and in all the years of mobility I have never heard of a car being removed because a bayliff has told them to do it as a bsyliff hasn't got the power to do that also if you have proof of mental health a bayliff can not approach you directly

You need to have proffesional advice from a solicitor or citizen advice but you will need to deal with it as the debt will go up

Lisatho11987777

@Cher_Scope I have sent you an email explaining

Lisatho11987777

(Note from moderator, we can not assume that the below are the only options, or indeed options at all, and the only advice we would give in this situation is to seek professional help).

Ok there are three options pay in full make a payment arrangement or get the original person who placed the fine to stop the law enforcement and make payment arrangements with them

Seek legal advice or advice from citizens advice straight away my second job is bayliff /enforcement officer

I have sent scope the full explanation and what will happen and how to sort it out

MarkM88

Regardless of your personal experiences or your partners or sons job role, you are still not a professional debt advisor and that is what the OP needs to be consulting.

Ross_Alumni

I appreciate you offering your experience @lisathomas50, but as mentioned by other posters we can't go with the assumption that those are the only options the OP should be considering, because there are clearly far more complexities to it than that. We can't say at all, with any degree of certainty, what the options even are.

As advised by @MarkN88, the OP should be seeking professional advice which we can not provide here, and suggesting potential solutions to the issue without knowing all the details involved is not something we should be doing and could hinder the OP rather than help them.

Hi @jammy0121, I hope you are doing okay. This link was provided towards the top of this thread by @mikehughescq, and is a good place to go to try and find local support, so here is the link to Advice Local again.

Lisatho11987777

To be fair the original question was can my car be taken away because of a bayliff so the answer to that is no that's the answer to the question the poster asked

The rest the outer has to get advice away from the forum before they get into more debt

Lisatho11987777

Mike the poster has said they appealed and they lost the bayliff has been back eith an order and they said they are comeing back tomorrow so all in all the poster needs to do something before they come back tomorrow

MarkM88

lisathomas50 said:

To be fair the original question was can my car be taken away because of a bayliff so the answer to that is no that's the answer to the question the poster asked

The rest the outer has to get advice away from the forum before they get into more debt

In fairness though, that means all the “advice” you tried to provide Lisa was still not relevant or was incorrect.

Mike already said in his first reply the bailiff could not instruct motibility to do anything, so that was answered very early on.

The point people are trying to make is regardless of your personal debt experience, the fact your partner or son is a bailiff, the fact you hold a law degree, etc has no bearing.

The debt aspect needs professional debt advice which you can’t provide.

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