Hi, my name is lizzy1865! Debt management question

lizzy1865

Hi there my partner is due some back pay from universal credit after passing his limited to work assessment but we have some old rent arrears which currently gets taken at a set amount each month, the arrears have gone to the overpayment team so can they take it all of the debt please 

janer1967

Hi there and welcome to the community 

Yes they can take any money owed for debt but who do you owe the debt to is it dwp 

lizzy1865

it’s housing Benifit that we owe it’s taken out at £130 each month normally but the money we are owed from UC has gone straight to debt management so will they take it all or a percentage please. Thank you for the welcome ? 

janer1967

If your debt is more than the money owed they will take it all 

If there is any left after paying the debt then you will get what is left over 

You can try and challenge it as there is already payment plan in place but don't know if it will get you anywhere 

See other posts about it on here as there is some useful advice in them from other members 

lizzy1865

Yes it is more and I’ve seen different advice saying can only take a percentage and others say all so going to give them a call tomorrow thanks for getting back to me :-) 

janer1967

Your welcome 

Basically if you thinks about it logical.  They don't owe you the arrears as you already owe them 

At least it will be paid off quicker and you will have more money each month 

lizzy1865

Ah yes that is true, thanks again 

Ross_Alumni

Hello @lizzy1865

Welcome to the community, how are you? 

I hope the information provided by janer1967 has been helpful for you, and that you are able to get things cleared up after giving them a call today.