Carers Allowance

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keeper251
keeper251 Online Community Member Posts: 2 Connected
edited October 2021 in Benefits and income
I claim Carer's Allowance for my hubby (Cerebral palsy), but I reach 65 at the beginning of June - hubby was 65 in March 2018.  My state retirement date is 6 January 2020.  Where do I stand with still claiming CA and how will I claim the Carer's Premium when the time comes?  Any advice welcomed

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  • Adrian_Scope
    Adrian_Scope Posts: 11,754 Online Community Programme Lead
    Welcome to the community @keeper251. 

    I have moved your post over to the CA board where you should be able to get more help and advice on this. :smiley:
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    Hi,

    You won't be able to claim carers allowance and state pension because they are overlapping benefits. It may still be worth you claiming it because you may have an underlying entitlement to it because of the carers premium. Whether you'll receive the carers premium will depend on your circumstances at the time, as it's paid in with pension credit.


  • keeper251
    keeper251 Online Community Member Posts: 2 Connected
    Thank you poppy123456 for your response.

    I will have to have a look at pension credit.  Is it means tested, do you know?  We weren't eligible for Working Tax Credit because we had too much in savings, but because I'm a 1950s baby and not able to claim my State Pension for another 8-9 months, we've had to dip into our savings from time to time.  If it is means tested, then we probably won't be eligible.  We only have about £14 in savings in the bank but we have some shares too.  It's not a lot, but collectively it amounts to about £30-34K!!

    I will look into Pension Credit and see what the criteria is and whether we are eligible - although with the new rules, we won't be able to claim until I reach my State Pension next January, will I, or can we claim pension credit from my 65th birthday?  Questions, questions!!

    Thanks again
    Carole


  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    Working tax credits isn't mean tested and savings don't affect it. Interest over £300 does affect it. Earnings affect tax credits but new claims for this are no longer possible.

    Yes, pension credit is means tested and savings/capital of £10,000 and over affect it £1 for every £500 over than amount. Based on what you said above then this will be a deduction of £68 per week and could mean you won't be able to claim it.

    The new rules for pension credit start on 15th May https://www.gov.uk/pension-credit/eligibility

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