Car insurance for ex-motability customer
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Redeemed
Community member Posts: 46 Courageous
So the dreaded hand back of car to Motability nears and I'm scouring the cheapies at local dealers for a car.
I rang RSA and was told I would have to wait for a letter detailing my claims history which isn't conducive to getting a quote atm.
I have been using Confused.com, RSA recommended Autonet but I'm not convinced I should have to pay 7p a minute to ring them!
Anyone find or know of a good insurer?
I rang RSA and was told I would have to wait for a letter detailing my claims history which isn't conducive to getting a quote atm.
I have been using Confused.com, RSA recommended Autonet but I'm not convinced I should have to pay 7p a minute to ring them!
Anyone find or know of a good insurer?
Comments
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Hi,You'll need to shop around to find the cheapest quote. Everyone is different and it depends on a lot of things, age and area that you live being just 2 of them.Some will accept the letter from RSA and some won't. It will also depend on whether you were the main driver of the mobility vehicle.I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.If i see a question that i know the answer to i will try my best to help.
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I use price comparison sites and then buy through Quidco cashback site. You can still obtain quotes without proof of no claims discount.
I actually renewed mine today and earned £30 by buying it via Quidco. -
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Hi Chloe just got off the phone sorting my insurance. My findings are:
Confused.com get the cheapest quotes
The AA generally offer the cheapest prices.
It will cost more than the screen price as an underwriter has to find a broker who will take ex-motability.
I am buying a 57 plate Zafira and screen price insurance was £331. Final price from underwriter was £350.
Some places quoted close on £1000 BEFORE knowing I was ex-motability!
Autonet definitely NOT the cheapest for me. -
Looks like you are making some real progress though @Redeemed! I hope it continues to go okay.
Scope -
all sorted thanks - got best deal through AA. Important thing DO NOT rely on the price generated by online quote systems, being ex-motability it comes down to an individual risk assessor at the company getting you thge best price.
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Thanks for the update, I’ve been following this thread with interest in case I am in the same position in a couple of years.
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I didn't realise that there could be an issue with proving NCB and getting a decent quote whilst having had a Motability car. So thankful that I never went down that route although I could have done for the past 20 years. I never could find the car that I would want to drive. I lease a new Mercedes GLC SUV every 3 years for not much more than my PIP mobility payment. The only expense is the insurance which works out at about £365 a year. All of the other ongoing costs are in with the lease payments excluding car tax which I don't pay anyhow.
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