Hi, my name is markisjackaswell12! I'm trying to understand my benefits more

markisjackaswell12
markisjackaswell12 Online Community Member Posts: 2 Listener
edited October 2021 in Universal Credit (UC)
Hello everyone I am a carer for my 88yr old mum who I live with and came across this site trying to understand uc ca&ce combined and understand more now I'm divorced but have 3 children adults now I'm 58yrs old (sounds like I'm registering for a dating site?)

Comments

  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    If you care for someone who receives a disability benefit you are entitled to receive the carer element in the calculation of your UC entitlement - unless you are entitled to the LCWRA element in which case you will not receive the carer element as you cannot receive both.

    If you claim Carer’s Allowance it is paid separately from UC but your UC is reduced by the amount of CA you receive so your total income is unchanged.

    You cannot claim CA if you work and earn more than £128/week. There is no earnings limit for the carer element of UC.

    With CA you do get Class 1 NI credits whereas UC
    only gives Class 3.

    CA is taxable income, UC is not. Obviously if your total taxable income would still be below the tax free allowance this doesn’t matter.

    Hope that helps but if you have a more specific question please ask.
  • calcotti
    calcotti Online Community Member Posts: 10,001 Championing
    markisjackaswell12 said:
    reading about uc ca/ce total is £572 uc payments I claim also £275 rent will this be added on and what will uc take off?
    I am not clear what you mean, can you explain further?
    Given your circumstances your UC would include the standard allowance, the housing element (to help with rent) and the carer element. That will give a maximum amount. If you are claiming CA that will show as a deduction of £292.93/month.

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