Moving in with my partner and im on lcwra, need help please
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No.alotofmentalhealth said:.. what im asking is will everything stay the same if we move in together so i keep my full 680 and she keep her full working wage ?
You would have to declare that you are now part of a couple. Your partner would then have to apply for UC herself and her claim will be joined to yours.
Your LCWRA status will not change but the calculation of whether or not you are entitled to any UC will take into account your joint earnings. If she works full time there may be nothing payable.
You can use a benefits calculator and put your joint details to see if there is any entitlement.1 -
So say im on lcwra and im on 680 monthly and say she earns 1500 in work or around that a month , can you calculate how much or an estimate of what would happen if we moved intogether with both them numbers?0
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Use a calculatoralotofmentalhealth said:So say im on lcwra and im on 680 monthly and say she earns 1500 in work or around that a month , can you calculate how much or an estimate of what would happen if we moved intogether with both them numbers?
https://www.entitledto.co.uk, or
https://benefits-calculator.turn2us.org.uk
In your opening post you refer to 'wage', are you working or are you referring to the amount you get from UC as a wage. I have inferred the latter.
A basic comparison would look like this:As an individual with no housing costs you have a standard allowance of £334.91 plus LCWRA element £354.28 making a total of £690.19/month.
As a couple you would have a standard allowance of £525.72 plus your LCWRA element £354.28 making £880/month plus help with the rent. There will be deduction of 55% of whatever your partner earns over £344/month. So if she earns £1,500 the deduction is £641.30. This reduces the UC to £553.30 plus help with the rent.
The help with rent is the lower of the actual rent or the applicable Local Housing allowance which can be found here
https://lha-direct.voa.gov.uk/Search.aspx
Above assumes that your joint savings (if any) do not exceed £6,000. Savings over £6,000 would reduce the UC. Over £16,000 and there is no entitlement to UC at all.
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However there may be other circumstances affecting your entitlement so you should use a calculator to check figures for yourself.
Do you get PIP or DLA?
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You’d have a work allowance of £334 as you’d claim help for housing. It really is wise to do a benefits calculation to make sure you’re receiving what you are entitled to and for the UC figures too:
https://www.entitledto.co.uk/benefits-calculator/Intro/Home?cid=c532b65d-56e3-435a-b6e2-3b6383defad0
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so the 1500 would be her wages or in around that a month and mine is for lcwra and universale credit which is 680 a month0
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Not set what you are saying.alotofmentalhealth said:so the 1500 would be her wages or in around that a month and mine is for lcwra and universale credit which is 680 a month
As advised, if you live together you have to tell UC, she then needs to apply for UC and the UC payment will be based on your joint circumstances. With the rent included the UC payment may well be more than your currently get. To check, you need to use a benefits calculators - links already provided.0 -
alotofmentalhealth said:so the 1500 would be her wages or in around that a month and mine is for lcwra and universale credit which is 680 a monthThat means calcotti's calculation here is correct.
Do you claim either PIP daily living or DLA mid/high rate care?calcotti said:As an individual with no housing costs you have a standard allowance of £334.91 plus LCWRA element £354.28 making a total of £690.19/month.
As a couple you would have a standard allowance of £525.72 plus your LCWRA element £354.28 making £880/month plus help with the rent. There will be deduction of 55% of whatever your partner earns over £344/month. So if she earns £1,500 the deduction is £641.30. This reduces the UC to £553.30 plus help with the rent.
As advised you should both sit down and use a benefits calculator to check entitlement.0 -
As an individual with no housing costs you have a standard allowance of £334.91 plus LCWRA element £354.28 making a total of £690.19/month.
As a couple you would have a standard allowance of £525.72 plus your LCWRA element £354.28 making £880/month plus help with the rent. There will be deduction of 55% of whatever your partner earns over £344/month. So if she earns £1,500 the deduction is £641.30. This reduces the UC to £553.30 plus help with the rent. << so does this mean I get 553.30 from universal credit monthly and she will still get her 1500 wages from work ?? thanks for all the help and comments
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Plus help with the rent. However, the advice given was based on the information you gave, please use a benefits calculator.alotofmentalhealth said:<< so does this mean I get 553.30 from universal credit monthly and she will still get her 1500 wages from work ?? thanks for all the help and comments
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The uc payment will be for both of you as you will be claiming as a couple and will have joint bills to pay with the expectation your joint income0
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