SDP Premium problem
Hi hope all are ok.
Something has been bothering me for past few days and I got a pen and paper and a calculator out to do some figures and the results were shocking.
Most of us on esa and sdp were being paid £240.55 a week which is £481.10 for the fortnight which it pays in.
that is a difference of £81.50 per week and £163 per fortnight difference to anybody that’s receiving just esa on its own. ESA being £159.05 per week and £318.10 per fortnight on its own without Sdp premium.
The thing that’s bugging me is that’s an extra £326 per month we were getting by being eligible to Sdp which was and is a massive help.
It’s £3912 extra a year
£19560 5 years
And £39120 10 years (not factoring in increases with inflation that would have made 5 years and 10 year figures even higher)
Now all of a sudden being forced to move to UC which has no premiums, yes I know about transitional protection but put that aside for now.
We are just suppose to bend over and accept that this is just the case now and nothing can be done about it?
I haven’t heard of any replacement things in the pipeline to replace this lost money, if anything only been hearing it will get worse.
as you can see from the figures above it’s a lot we are losing.
And what makes the people in charge of all this think we can just have no problem with this?
Comments
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posted this in current affairs by accident if admin could remove it please, it was meant for esa section
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Are you taking in to account the fact that there are 4.3 weeks in a month?
I got my first UC statement a couple of days ago, and adding it to the fortnightly NS ESA payment, and TP, it is the same, almost to the penny.
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I’m talking about once the transitional protection has eroded, sorry if didn’t make that clear.
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4.3 weeks or not once eroded those are the figures that we would be losing
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unless this tp lasts for many many years, in which case I’m worrying over nothing, I doubt it will last that long though.
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But benefit rates will increase over time too. 'I'm not sure we're being stiffed here, but I could quite easily be wrong.
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TP will erode over time, as benefit increases or you receive other benefits in the future. That is what I have read on here. (I think).
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benefits increasing maybe but so would have the extra sdp we were getting, that’s my concern, no doubt benefits will rise but so should have any premium we were getting alongside it which isn’t there no more.
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What the man gives, the man can take away! I refuse on principle to worry about it.
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Maybe I’m being a div and not understanding this properly but I doubt it, over time unless a different thing comes in on uc to give extra support then we are 100 percent getting stiffed further down the line.
I’m not thinking about this year and next year I’m talking about long term.0 -
I admire that Randal but getting stiffed we most certainly are
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Ranald*
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What would change if I sit here and worry myself sick over what might happen years from now? Quite frankly, im glad young Ranald didn't know he would have muscular dystrophy later in life.
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bless you, it was just bugging me and wanted to know others opinions on it or if I was even correct in my thinking.
Have a good day And all the best
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How long TP lasts for will be different for everyone. For some people it will erode within just a few months and for others it could be a few years. If it's just the annual rates increases then yes it could be many years before it erodes.
If you have a change of circumstances such as moving in with a partner or being entitled to another element then this will erode your TP completely.
Basically, once someone claims UC if they're entitled to TP then your UC is actually frozen because you will not receive any increase until that TP has eroded completely.
TP also applied to previous benefits in the past such as the move from Incapacity benefit to ESA but this time it's worse because the disability premiums do no exist at all under UC and have not been included in the UC Regulations 2013 and are very likely never to be included or replaced with anything else. To add to that, UC also includes help with your rent for those that claim it, so any increases with your rent would also see a bigger shortfall due to the TP being eroded.
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You are only doing what comes naturally. I worry too but put it to the back of my mind most of the time.
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That is very interesting, Poppy.
Even if I can't change a thing, I still like to know how it works.
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hope you’re well Poppy yes I understand I think, but don’t you think it’s wrong that eventually for whatever circumstance it be that once it is eroded completely we will be losing so much extra support.
and housing benefit used to cover my rent completely also so the housing element in uc is also nothing better for those in my situation.
my point is once it’s eroded we are losing a lot, and nobody has once agreed with me that that is the case making me think maybe I got this wrong,?
have I got it wrong or are we going to be far worse off once tp has erroded completely?0 -
I'm not too bad thank you @sd100 sorry for the delay in responding, I took a short break from the forum to have sometime for myself, I was shattered. I missed this when I returned yesterday.
Yes, I completely agree with everything you said. Once the TP erodes those that were claiming SDP will then be on the same amount of money as those that never claimed it. I did agree with someone on another thread but can't remember if that was you or someone else.
Yes, they are some people that didn't claim it who may have been entitled to it, had they claimed a means tested benefit prior to claiming UC BUT those people never claimed it to start with, so in a way they're not missing out on anything. I know there will be some people that will disagree with me here.
My ESA also includes the SDP but my daughter claims UC and has never claimed SDP because she's never claimed any other means tested benefits other than UC so she hasn't really missed out on anything.
It's a double whammy for us because our UC will be frozen until TP actually ends.
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I disagree, my PIP award would have increased my means tested benefits under the old system, on UC which is still a means tested benefit it doesn't, I do think you can miss what you've never had.
I mean I've never had kids or a serious relationship and certainly feel I'm missing out there too 😔
Perhaps missing out is the wrong phrase, maybe feeling the lack of is better 😊
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