Would you accept having your bank account checked?

chiarieds

poppy123456 said:

2oldcodgers said:

In my case with our Pension Credit I am under instruction from the Pension Service to report ANY change in circumstances as regards the level of my income. They have warned me that if it is only 1p up or down I must report it along with the evidence.
Why? I pay tax on 5 private pensions on a monthly basis. Tax deductions can vary by up to 25p either way each month - that's just the system.
So I send monthly bank statements to show the movement of each pension.
I didn't believe them when they said that I had to report any change in net income of 1p or more/less!!  

What a strange coincidence, there was another member here last year that also said exactly the same. He hasn't been active for quite sometime now @racyguy

So many similarities it's uncanny. They 'both' even commented on 2 prime ministers getting disability benefits for their children. And then there was Sue78.....

Wibbles

Please ignore 

2oldcodgers

WhatThe said:

2oldcodgers, you said: 
You just get paid it whether you need it or not.

That is simply not true. I need it and don't get it, like many others. Entitlement doesn't mean I get it.

Re Prime Ministers, they, like the Queen, used to receive Child Benefit for their many children... 
Now that it's means-tested (because people like the above didn't need a few extra quid), it's no longer a guaranteed source of income for the most impoverished. Welfare reform doesn't save money - it costs billions, generates business and puts the individual last. 

None of this has anything to do with my first point anyway - 
  
It doesn't help the rest of us when you tell the world you receive disability benefits you don't need  

But the difference between you and I then is that I get it but don't need it? Maybe the answer is that ALL
benefits and welfare payments should be means tested. That would save a fortune for the government. And while I am thinking about it that would include the State Pension which is paid to many when they clearly don't need it.
What is saved by this scheme could be used to to pay others a guaranteed and universal wage if they earn less that say £15 an hour. 

michael57

ding dong round 12 these posts are revolving rather than evolving 

Lou67

@2oldcodgers
Here we go again you telling everybody you get that much money you do not need it so you give it away.
When a lot of our members are struggling to survive, I just think you are so insensitive.

I had written more but deleted as it would be removed.

Albus_Alumni

Ok folks, let's make sure we're all staying civil please. 

I'm not pointing fingers at anyone, just a generic "let's all play nice please" 

Lou67

@Albus_Scope
Hi I hope your well. I’m sorry if you think my post wasn’t civil but I just feel so angry and sad.
 For all the people that struggle to even put a decent meal in their mouths or heating on and have to read someone’s giving their benefit away.

But I understand the forum so will be careful what I post. 

Albus_Alumni

No, I understand @Lou67 and thanks for the apology, it's totally fine. I can just sense a fair bit of tension creeping in with the last page or so of posts.  I just wanted to give people a bit of a nudge.   

Tonawanda17

Hi, Does anyone have any more information or thoughts about whether the bank monitoring thing will happen? Thanks

Ralph

Surely all benefits need to be applied for and are reviewed regularly. So if you don’t need or want the benefits don’t apply for them and when they are reviewed don’t reapply. The rest of us need the money and have to jump through the hoops to receive them.

Ralph

Tonawanda17 said:

Hi, Does anyone have any more information or thoughts about whether the bank monitoring thing will happen? Thanks

It’s all speculation.

Tonawanda17

Thanks Ralph. It’s just when you see it in papers and that survey on the gov site you do think it’s going ahead. Thanks 

Rosie_Scope

We might know a bit more about the Government's plans after the Autumn Statement next Wednesday (22nd). The bank checks aren't currently confirmed, but stories have been going around the press discussing it as a possibility.

It's also worth saying that we are likely to have a change of government next year and even if the current government push forward with this policy or similar policies, it could be scrapped or changed by the new government. It's difficult to know either way and it doesn't make it any less stressful hearing about it, but just something to bear in mind. 

Tonawanda17

Hi Rosie. Are you saying it’s possible we might get a new government before it’s implemented? Let’s all vote labour. It’s time for change

Tonawanda17

Hi Nolan. What’s funny? I not a labour man. Cheers

Tonawanda17

Sorry i meant to say; are you not a labour man

Rosie_Scope

Hi @Tonawanda17, I can't say for certain what kind of change, but we are due a General Election so there is likely to be some form of change in government next year. From what I gather, the deadline to hold a General Election is January 2025 so it could happen any time before that. Whether this policy makes it in before that I can't say, we'll keep an eye on the news over the next few weeks and months. 

There is also likely to be a lot of these kinds of discussions on policy floating around the press as the main parties decide what will make people more likely to vote them in. It could be quite a stressful time for people who are already struggling, which is why its so important to be mindful of others as these stories come out. 

Tonawanda17

Hi Rosie. Thanks very much. I guess the other thing is don’t believe all you read in the papers

2oldcodgers

Tonawanda17 said:

Hi Rosie. Are you saying it’s possible we might get a new government before it’s implemented? Let’s all vote labour. It’s time for change

Is that the best way to view one party over the other?
All I will say is to be careful what you vote for. Labour are committed also to saving money - they can't spend what they don't have. They have promised to be  financially aware and to ensure that they don't borrow  to fund  changes.

2oldcodgers

Ralph said:

Surely all benefits need to be applied for and are reviewed regularly. So if you don’t need or want the benefits don’t apply for them and when they are reviewed don’t reapply. The rest of us need the money and have to jump through the hoops to receive them.

But, and I have said this before, I do need the benefit as without it I would not be able to have a Motability car.
As for the care element, I don't have any care needs that have to be funded by that benefit. All of my needs are provided free of charge via my wife and my two daughters.
I suppose I could spend it on having a holiday abroad every year costing £5252 like some others that do, but I cannot leave the UK due to not being able to access travel insurance.
Maybe I could get a new electronic drum set and amplifier & speakers which is my musical instrument that I have played since I was 15 much like others do.
But are those related in any way to the extra costs that I incur due to my disability?