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Debt management help

samfits99samfits99 Member Posts: 155 Courageous
Dear Sam ....

we now need to review the repayment plan and consider an increase to your current payments. 

Please get in touch with us to discuss your current arrangement and agree a new repayment plan. 


I've spoken to them today and the guy was helpful. he asked me how much can I pay I told him and we have set up a DD but they was taking 30PCM off my PIP does that mean they won't now? as I've set up a DD with them over the phone. 

If anyone can let me no that would be smashing. thanks everyone 

Replies

  • woodbinewoodbine Member Posts: 2,856 Disability Gamechanger
    Hi do you mean the DWP were taking £30 a month of your PIP for a debt for a advance off them?
    More info needed to give proper advice.
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    HI,

    I think the only ones that can answer your question here is DWP. Give them a ring on Monday morning.
    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
  • samfits99samfits99 Member Posts: 155 Courageous
    @woodbine I owed them £850 for a over payment on Job Seekers allowance and they was taking £50 PCM from my PIP not £30 my mistake. I owe them £400 left and it's full paid. hope that helps 
  • samfits99samfits99 Member Posts: 155 Courageous
  • samfits99samfits99 Member Posts: 155 Courageous
    @poppy123456 I no Saturday there open till 12. Or do they not open now on Saturdays 
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    samfits99 said:
    @woodbine help please 

    I'm not sure what other advice anyone can give. You need to ring debt management. I have no idea whether they are open today.
    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
  • samfits99samfits99 Member Posts: 155 Courageous
    @woodbine waiting your reply.
  • samfits99samfits99 Member Posts: 155 Courageous
    @mikehughescq can you help please with my post.
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    @samfits99 I'm not sure what other information you're really looking for. We can't give you any advice here because we are not DWP debt management. Please ring them on Monday morning and ask and they will be able to tell you the answers to your questions.
    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
  • woodbinewoodbine Member Posts: 2,856 Disability Gamechanger
    edited November 2020
    samfits99 said:
    @woodbine waiting your reply.
    Not sure what help anyone here can offer, you said they were taking £30 a month from your PIP then you remembered it was £50? how much did you set up the direct debit for? @samfits99 how on earth did you end up with an £850 overpayment on JSA?
  • samfits99samfits99 Member Posts: 155 Courageous
    @woodbine sorry for the confusion. I was paying £30 but I've increased it to £50 to pay the debt off quicker. budgeting loan from 6 years ago and a over payment. I've set it up for £50 PCM. I told the guy not to take it from my PIP so I'm using money from my part time job to pay £50 PCM instead. he said money won't be taken from your PIP as the standing order is in place. So I'm happy now, I told him is this the biggest debt you have dealt with his reply was I've seen a bigger bigger debts than this your not the only one! there is a lot! 
  • samfits99samfits99 Member Posts: 155 Courageous
    @poppy123456 a DD is in place now so I'm happy. 
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    edited November 2020
    @samfits99 may i ask why you keep tagging members? I'm assuming you rang debt management and have now got your answer, so there's no further advice for anyone to give.
    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
  • paulfreymanpaulfreyman Member Posts: 3 Listener
    @samfits99 I will be more than welcome to help you with your query as @poppy123456 @woodbine was unable to prompt you on. I have been in your position before but not as high as your debt though. but I'm sure they have dealt with bigger debts than that. as poopy advised give them a call Monday morning, explain to them you want to set up a DD and for the agreed amount and leave it as that ... they don't have to deduct the money from your PIP as long as the DD is in place and you continue to honour the payments it's fine! don't worry!! there not there to take your last penny trust me , as long as a payment plan is in place your all good. let me no how you get on Sam and good luck! 
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    edited November 2020
    @paulfreyman there was no advice to give because if you had read further comments, you would have seen @samfits99 had already had their answer from debt management, which i'm assuming they had already rang.

    Also to add that the DD has also been set up as previously mentioned by samfits.
    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
  • woodbinewoodbine Member Posts: 2,856 Disability Gamechanger
    @paulfreyman sorry but that's not true if as poppy says you read back the advice was given
  • cupcake88cupcake88 Member Posts: 723 Pioneering
    Hi there I have no good advice to give as I have not been in that situation before where I owe money to the dwp . I’m guessing it’s debt management with in the dwp . Hopefully by them taking 50 pound out your pip isn’t affecting you too much if not give them a call and speak to them and explain you can’t afford it . 
  • woodbinewoodbine Member Posts: 2,856 Disability Gamechanger
    @cupcake88 he's set  up a £50 a month direct debit with them now
  • paulfreymanpaulfreyman Member Posts: 3 Listener
    @woodbine @poppy123456 sorry I am new to this and only noticed the below comments* he's set up a £50 DD now so I'm sure it's all sorted! as I advised @samfits99 as long as you have something in place and you keep honouring the payments they won't need to deduct the money from your PIP. hope you get it all sorted tomorrow, once again good luck Sam. 
  • cupcake88cupcake88 Member Posts: 723 Pioneering
    Great glad it’s all sorted 
  • chiariedschiarieds Community champion Posts: 6,895 Disability Gamechanger
    Hi @paulfreyman - & welcome to the community. Whilst it's appreciated that you were trying to help from your own experience, you were not to know that samfits has previously caused some confusion with their posts to a few of us. As mentioned, advice had already been given, & samfits had had their query presumably answered.
    I'm still confused, as they say, 'money won't be taken from your PIP as the standing order is in place' then later say, 'a DD is in place now so I'm happy,' after apparently ringing debt management, if you read through this post in its entirety.
    Don't let this put you off from posting.....most members are not so confusing!

  • woodbinewoodbine Member Posts: 2,856 Disability Gamechanger
    @chiarieds theres nothing to add to that ! well said.
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