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  • Danny123
    Danny123 Community Member Posts: 229 Empowering

    Yeah that's right but to be fair I never had over 6000 at anyone time in either of them , one of them most I ever had was 2800 and that was gone in hours , other than that it was mostly 2000 overdrawn , the second only ever had a few hundred at any one time so ooooo.....

    The two declared ones had 3500 most and that was a back payment so disregarded but gone in hours anyway , and the other only a few hundred at anyone time .... It would uncovered old PayPal's that have been closed for like 4 years but again never 1 had over 6000 at anyone time , same with the bookies accounts and anything else .... Think the most I've ever been is 4800 at anyone time in a singular place or spread out across everything , and that was only hours 🤷.... It's the transactions though , so many ins and outs , winnings and losing z friends lending me and me paying back .... A real Hodge podge ..... It would be a nightmare trying to explain 😖 hopefully maybe I'm worrying a little bit to much

  • Danny123
    Danny123 Community Member Posts: 229 Empowering

    We will 😊.... Hopefully I'm worrying a little two much , looking at every single thing that could go wrong .... My OCD does that , fixate on everything

  • lincsgranny
    lincsgranny Community Member Posts: 201 Empowering

    I wouldn't worry as be hard for you to probably remember where and when gambled as it's it's a chaotic addiction if they want to know tell them look for for it as you can't remember. My son was a gambler and know how hard it is, good on you for quitting though 👍

  • Danny123
    Danny123 Community Member Posts: 229 Empowering
  • lincsgranny
    lincsgranny Community Member Posts: 201 Empowering

    A massive achievement honestly 👍 don't be worrying about things that are out of your control with the closed account your are probably worrying over nothing

  • [Deleted User]
    [Deleted User] Posts: 1,169 Championing
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  • Danny123
    Danny123 Community Member Posts: 229 Empowering
  • secretsquirrel1
    secretsquirrel1 Community Member Posts: 2,048 Championing

    I wonder if they’ll change the 4 point descriptors so they’re easier to get . They’ve said they’re looking to change the assessments . They could of course make the 4 point harder to get but then there’ll be an even bigger backlash . If they changed the 4? Point questions to make them easier it softens the blow without them backing down .

  • ashmere
    ashmere Community Member Posts: 85 Empowering

    From Rightsnet site

    Citizens Advice: Government’s health and disability benefit reforms mean that some of those affected will still be worse off even if working full time

    New analysis from Citizens Advice of how the incomes of disabled people would change if cuts to PIP and universal credit were introduced today and those affected were able to move into full-time work:

    In many cases, people would see only a small increase in income by working full-time, and in some situations, they could actually end up worse off.

    This also relies on the very unrealistic assumption that people currently considered unable to work can suddenly take on a full-time job. For many, part-time work is a more realistic option than full-time employment. But moving into part-time work is more likely to result in a loss of income, and the financial impact is typically much greater.

    For example:

    a single claimant losing PIP daily living and universal credit health would be £114 per month worse off if they worked full-time, and £359 per month worse off if they worked part-time for 20 hours per week.

    a couple claimant where one partner loses PIP daily living and universal credit health, while the other remains in full-time employment, would only gain £112 a month if the partner that lost their benefits worked full-time. And they would be £272 per month worse off if the partner worked part-time for 20 hours per week.

    Citizens Advice adds that its findings undermine the government's argument that people will be able to compensate for lost benefits income by taking up paid employment.

    More: Work won’t cut it: Income from employment and benefits for disabled people

    https://www.rightsnet.org.uk/now/post/63143

  • [Deleted User]
    [Deleted User] Posts: 1,169 Championing
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  • secretsquirrel1
    secretsquirrel1 Community Member Posts: 2,048 Championing

    I know but I remember her saying it’s sometime in the future. Seems strange to bring in changes all of the sudden. Something I think will change with the 4 point descriptors. Either made harder to get resulting in even less people being eligible or they could make them easier. If they made the 4 point easier they havent climbed down and it may ease the rebellion. If they plan on going ahead and making us all destitute I can’t see the WFA calming the situation down. MPs will still lose their votes from us .

  • secretsquirrel1
    secretsquirrel1 Community Member Posts: 2,048 Championing

    So it doesn’t look like a complete climb down ? Only days ago reeves said definitely no change. I’m really hoping they suddenly do something positive regarding us next . 🤞🙏

  • JasonRA
    JasonRA Community Member Posts: 304 Championing

    Concessions on WFA and 2 Child Cap are maximum impact minimum pain for the government. The general population can get on board with loving nanas and kids and virtue signalling their outrage when those groups are threatened. It's the cute factor, whereas with the disabled, not so much.

    I'm very upset and bitterly annoyed to be honest.

  • secretsquirrel1
    secretsquirrel1 Community Member Posts: 2,048 Championing

    I am too . I’m all for helping pensioners so I’m pleased they’re changing that but this is our very existence at stake here

  • lincsgranny
    lincsgranny Community Member Posts: 201 Empowering

    Under these new plans will we still be able to go to a tribunal if needed

  • [Deleted User]
    [Deleted User] Posts: 1,169 Championing
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  • secretsquirrel1
    secretsquirrel1 Community Member Posts: 2,048 Championing

    If they’re changing the criteria they’re either making it harder to get 4 points or making it easier. If they’re clever they’ll make it easier so if the 4 point descriptors are closer to the 2 point descriptors it’s not a complete climb down and an embarrassment. That’s why they’re raising the threshold for WFA so they climb down to some extent but reeves doesn’t lose face . Please let them do the same for us 🤞🙏

  • LouCie61
    LouCie61 Community Member Posts: 98 Empowering

    You can't help it if you create scenarios in your head - honestly, I know exactly what it's like and I've always done it!. My mum used to tell me off and say deal with it if and when it happens, but I see it as having a contingency plan. I'm too old to change now! and am already planning what will happen when/if I lose PIP (I don't have any 4s). I will remember your saying though as that's very true for me too. Big hugs :)

  • secretsquirrel1
    secretsquirrel1 Community Member Posts: 2,048 Championing

    I think it may be a good idea for us to start emailing the Tory’s . We need them to vote against and they need our votes as they’re trailing in the polls . We could use it to our advantage.

  • jul1aorways
    jul1aorways Community Member Posts: 394 Pioneering

    I've just watched the Liz Kendall speech on YouTube on Guardian News. It has really underlined why it is so important for us to continue to keep the pressure up on MPs to see THE TRUTH about these cuts and for us to continue to inform them of it too.

    They MUST be prevented from believing what this insincere, two faced woman (I had to put that, not what I really think she should be called, or else I would have been in trouble! ) has to say for herself and NOT to be taken in by the cleverly crafted spin. 😡

    This farce was proceeded and followed by a few disabled people who had actually got themselves employed. 😳 An unusual occurrence and I noted that everyone of them was young!

    That was cringe making to say the least and set the tone for a speech that was so divorced from our lived reality of what these proposals will do to the majority of us, especially older disabled people that it was breathtaking.

    Again, she was only concentrating on making out that on the one hand the vast majority disabled people are capable of work then on the other, as if she had just remembered to add it on that she said she realised that there would always be those who will never to be able to work or work again on the other. The subtext there is that there are very few of us, in that position which is simply not true.

    For the former we were promised professional and sympathetic work coaches. We know that that is not the case on the planet we know. Yet again, also how good work is for you, she should try having the sort of job we would get offered and see how long she'd last.

    With the latter she repeated what they have said all along about the most severely disabled not being reassessed again. Who is that going to be and when is that going to be decided? What is the criteria we have got to fulfill to be exempt? Or is it even true and they are just saying it to us as another turn of the screw to demoralise us?

    At this time, even the disabled of state pension age are not exempt as they can still be made to have a full reassessment with a light touch review. They can't even be made to work at that age. Just frighten them into thinking that they have to volunteer for work instead, probably.

    All we know is that we are ALL going to have the minimum of a large part of our already insufficient and reduced benefits removed even if we are severely disabled and incapable of work. In many cases we will lose everything.

    We all know this but the people who make the

    decisions might not know or will be underestimating just how bad things will become for us. Especially in the face of so much well thought out misinformation.

    My disgust 🤢 increased as Kendall started to raise her voice a little and make it wobble, to show how much she really cares!! 😳 As if! She seemed very convincing though, to the type who can't see through a award winning performance, like that. She only talked about the disabled who could work though, naturally.

    If we don't keep calling this out for the CON that it is then I believe we will all lose out. This is very likely to take some considerable time to sort out and they will be obstructing us at every turn. It will be a very hard road but I don't think we have any alternative but to keep doing what we are doing. We CANNOT give up, whatever they throw at us. ✊

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