I’m going to submit my claim for UC next week, I don’t want to wait any longer

Your post on this thread this morning Catherine / @Catherine21 was a reply to a post I did on 3rd January. I can understand if you got confused at first, if you thought that I have already put a claim in. I was going to claim this month but I changed my mind. The next best chance to claim will be that first week in February and I will be doing the claim. Not changing my mind again. I want to get this done. Once it’s done, it’s done. I’ll be on UC, better off and I won’t have to think about it again.

I get an ESA payment on Wednesday of this coming week (22nd Jan) so in theory I could even submit a claim in just a few days’ time but I still won’t be doing that.

Doing it in the first full week of February instead when a PIP payment and ESA payment fall into my bank on consecutive days (4th Feb, 5th Feb) means I’ll then avoid a 3 week gap without any money. ✅✅✅👍👍👍

2 weeks without a payment is obviously better than 3 weeks. ✔️✔️✔️👍👍👍

04/02/2025, PIP payment, this is a Tuesday

05/02/2025, ESA payment, this is a Wednesday, on this particular Wednesday in February this claim is being done

2 week gap ⬇️

19/02/2025, the very last payment from ESA, this is a Wednesday

⬇️ 2 week gap

04/03/2025, PIP payment for March, this is a Tuesday

⬇️ 1 week gap

11/03/2025, the first payment to land in my bank account from UC

^ no 3 gap in that timeline.

That’s why I have to do the claim at the start of February and not before.

I shouldn’t 🙅‍♂️❌ be having to give ESA a call (0800 169 0310) ☎️📞📱to tell them that I’ve noticed that there hasn’t been a final payment of £318.10 💷🪙 from them. ❌❌❌

On that Wednesday 19th Feb, when I’d be expecting that last £318.10 ESA payment, I’d be using my bank’s telephone banking service to find out if I’ve received that payment. That should be shortly after midnight. 🕛

That doesn’t mean that I’m not smart but I wouldn’t feel comfortable controlling my bank account in an app/in a browser . I’d be afraid of cancelling my Direct Debits. I’d be someone who wants to see what each button does 😂.