How is the cost of living crisis impacting you?

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  • Amberpearl
    Amberpearl Online Community Member Posts: 2,430 Championing
    i heard theres a delay on getting the 14th july payments     does it go into my uc account, bank account or british gas accout
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    Amberpearl said:
    i heard theres a delay on getting the 14th july payments     does it go into my uc account, bank account or british gas accout
    Not sure where you heard that. The first payment of £326 is due between 14th-31st July. It will be paid into your bank account. It has nothing to do with your energy account.
  • Amberpearl
    Amberpearl Online Community Member Posts: 2,430 Championing
    How does the government know my bank account details 
  • ShirleyW
    ShirleyW Online Community Member Posts: 353 Empowering
    Amberpearl said:
    How does the government know my bank account details 
    It will be paid into the same bank account that your UC is paid into.
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    Amberpearl said:
    How does the government know my bank account details 
    Because yours will be paid by UC and they already know your bank details because you receive money each month. 
  • Amberpearl
    Amberpearl Online Community Member Posts: 2,430 Championing
    Oh thank you 
  • Lisatho11987777
    Lisatho11987777 Scope Member Posts: 5,874 Championing
    It gets paid into your bank by universal credit 
  • Kennym2022
    Kennym2022 Online Community Member Posts: 34 Connected
    Having to go couple days without food every week sometimes no electric for a day or so and by time anyone contacts you with help it's to late as your next payment has went in.  Also not getting cost if living oayment is kick in the teeth 
  • Tori_Scope
    Tori_Scope Scope Posts: 12,468 Championing
    That sounds like a stressful to be in @Kennym2022 :( Are you claiming all of the benefits to which you're entitled? If you're not sure what you may be eligible to claim, you could try using an online benefits calculator (Turn2Us). 

    If you're struggling with your energy bills, you could try seeing whether our Disability Energy Support service could be of help. 

    We also have some pages on our website about getting free food and using food banks. 

    Do you have any friends or family members in your support network who could help you out during this challenging time?
  • Kennym2022
    Kennym2022 Online Community Member Posts: 34 Connected
    The assessment period for the cost of living right at the start if that month I received holiday pay plus ssp for other few weeks which meant I got no payment that assessment period by time deductions where made which means I don't qualify find it rather ridiculous as I got no money last month cause of it and my ssp has stopped ill be ok as on 20th of July my lcwra starts going in I have pip assessment on next week.  Yes I have been referred for a food bank now by my doctor 
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    edited July 2022
    Kennym2022 said:
    The assessment period for the cost of living right at the start if that month I received holiday pay plus ssp for other few weeks which meant I got no payment that assessment period by time deductions where made which means I don't qualify find it rather ridiculous as I got no money last month cause of it and my ssp has stopped ill be ok as on 20th of July my lcwra starts going in I have pip assessment on next week.  Yes I have been referred for a food bank now by my doctor 

    Did those deductions take into consideration your work allowance at that time? You can check back on your statement and it will tell you if it did or not.
    The work allowance means an amount of earnings will be ignored before the 55% deductions apply. If you claim for help with the rent the WA will be £344/month, if you don't then it's £573/month. https://www.gov.uk/government/publications/universal-credit-work-allowances/universal-credit-work-allowances

  • Kennym2022
    Kennym2022 Online Community Member Posts: 34 Connected
    Work made me take my last 8 days holiday at once was thousand pound I don't get housing benefit as technically living with a friend atm. Yes I no thousand is a lot of money but it has had to last me for over couple months which isn't much when I owe a lot out.  Yes I. Currently paying a budget loan off which they take 24 pound off me and paying an advance which is 13.99 I asked work coach on jounal and said I wouldn't get this payment because I got nothing in the assessment period 26th April to 25th May 
  • thara9643
    thara9643 Posts: 69 Connected
    I have not done my nails since January. More recently I have noticed that the overall cost of petrol has increased somewhat. In order to afford the cost of owning Milo, I had to stop all of my non essential shopping trips in town. In other simpler words I no longer visit a local coffee shop once a week for a slice of cake and a interesting and simulating chat. I make tasty cakes at home now in order to help to save me some more money. Since the first ever public nationwide lockdown I have changed my spending habits a lot. 
  • SueHeath
    SueHeath Online Community Member Posts: 12,388 Championing
    I also changed my spending habits since the lock downs @thara9643 and i still carry on with it. I used to go to the town food shopping at the least 3 times a week and i would be tempted to buy foods that wasn't needed or just pure indulgence. Lock down came and we started to plan our meals and only shopped for food once a week. We have carried this on as we did find it helped us save money.
    It's a shame you have stopped your coffee shop visit though as it sound like you had a nice social occasion there.
  • Amberpearl
    Amberpearl Online Community Member Posts: 2,430 Championing
    Morning 
    Still not had the cost of living payment 
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    Amberpearl said:
    Morning 
    Still not had the cost of living payment 

    You are not the only one. It can be paid anytime up to 31st July. My daughter hasn't had hers yet either.
  • Amberpearl
    Amberpearl Online Community Member Posts: 2,430 Championing
    I'm. Just a worrier 
  • janer1967
    janer1967 Online Community Member Posts: 21,922 Championing
    I doubt many will have it today as nobody will have been working at the weekend to process it 
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    janer1967 said:
    I doubt many will have it today as nobody will have been working at the weekend to process it 

    Some may have, if payments were processed on Thursday. BACS payments take 3-5 working days to go into your bank. The CoL payment is being administered by central Government, not by DWP.
  • Penybont
    Penybont Posts: 54 Connected
    poppy123456 said:
    Amberpearl said:
    Morning 
    Still not had the cost of living payment 

    You are not the only one. It can be paid anytime up to 31st July. My daughter hasn't had hers yet either.
    Same here if you phone up my local council and press 0 you get a automated message about the cost of living it stated all letter will be sent out by the end of June. Still no letter or email manage to get them on the phone now they say I have to wait a week for the letter, but still don’t know why a letter was not issued in the first place.

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