Disabilities, housing and relationship management.

Chaase

Okay thank you. I think I get it now about the work allowance. £344 of his earnings is spared no deduction the rest of his earnings has a 55% deduction whatever that amount is?

And this carers allowance iis offered to him because im getting LWCRA

poppy123456

It’s not carers allowance, it’s carers element which is part of UC. It would be paid because you claim daily living PIP not because of the LCWRA.
As he earns more than £132 week then he can’t claim carers allowance. 

If you move in together then he can claim carers element as part of your UC entitlement.

Chaase

This new information is so helpful. Thank you. As I was so worried about what would happen to become homeless again  after such a difficult tinevalreafanfvtryingto find my feet after so much life threatening situation. and how to get help as we try to work things out. None of it made sense until now I'm seeking help . So I really appreciate it. 

And what you said about him being able to claim carers element as part of my UC because if he's going to be financially less off because the work allowance situation he could get a little bit back with the carers element of my UC 

Do you know how much does he needs to earn to be qualified for the carers allowance if he is my carer of keep is part time work going? 
Can I check you agree that my UC and PIP won't stop when I'm married and getting married won't you think stop my chance to bid for a flat as they inform me Im qualified for a 1 bed so I can leave the temporary accommodation 
Do you thknk they will stop my housing benefit when I let them know about my partner living with me either him as my carer or him still doing his pt care work?
Sorry I just want to make sure I understand what you explain. Thank you 

janer1967

If you live together it won't be your uc if will be for both of you as well as his earnings . He will still get his wages from working and will get the full amount from work . 

The deduction  is taken from your joint uc payment 

In simple terms you will as a couple get 

The uc payment as calculated above (with extra for rent, ) 

Your partners wages full amount as now 

And both still get your PIP as it is now 

calcotti

Chaase said:

Okay thank you. I think I get it now about the work allowance. £344 of his earnings is spared no deduction the rest of his earnings has a 55% deduction whatever that amount is?

And this carers allowance iis offered to him because im getting LWCRA

You are mixing up the work allowance and the carer element.

The work allowance increases your UC from what otherwise be the case because of his income disregard.

The carer element increases your maximum UC amount. It has nothing to do with the work allowance. Please try and avoid calling it carer allowance which, as explained, will get confused with the separate benefit which is not applicable

Chaase

Okay thanks you. So I've been getting UC a while now as I'm temporary accommodation prior to us. But if I understand it once we live together it's not class as my UC but our UC? And are you saying I'll need need to add his name to the account jointly so we have equal access to the payment? Correct? 

Do you mean he will get all his wages and there'll be no deduction, so if he usu gets £1000, that won't change and  nothing about the £344 which I understood he gets but every thing after that is a 55% reduction.?.. Is that it? I hope Im getting it clearer.Yes or no.
It has to be simply put for me to understand It because my struggles. 

So you mean here, that he gets all his wages £1000 eg? but the deduction gets taken from my  which will be our joint UC acct soon once living together, the amount that gets puts into the account £688. Will the £688 gets reduced and less will be paid is paid in? Since you said the reduction will be on the UC account? Correct.?
At the moment it's just my name on the UC account. Is it required that I'll need to add his name and we both have access to it.?

Okay I'll remember to be clear about the difference in the two words . All this is quite new terms so thanks.
Or
So the work allowance will be added to the UC account meaning he gets all his income and we still get the work allowance added to what I already get for my UC amount.? Correct?
Did you say we get this work allowance because we are a couple when that time comes? Correct? 
From what I get he won't loose out or be worse off with his wages then  but instead together we'll be better off since the work allowance is an additional add on? Correct? I hope I get it now thank you 

poppy123456

Chaase said:

Okay thanks you. So I've been getting UC a while now as I'm temporary accommodation prior to us. But if I understand it once we live together it's not class as my UC but our UC? And are you saying I'll need need to add his name to the account jointly so we have equal access to the payment? Correct? 

If you live together you will need to report a change of circumstances and tell UC you are now living with your partner, you will then be sent a linking code. Your partner will then need to start his claim and use the linking code to join both claims together. It will then become a joint claim for both of you, not just for yourself. The UC will be paid into yours or your partners bank account.

You will have access to your journal and he will have access to his. You will receive 1 payment between you because it's a joint claim.

Chaase said:

So you mean here, that he gets all his wages £1000 eg?

Yes, that's correct. He will still receive all of his earnings.

Chaase said:

 but the deduction gets taken from my  which will be our joint UC acct soon once living together, the amount that gets puts into the account £688. Will the £688 gets reduced and less will be paid is paid in? Since you said the reduction will be on the UC account? Correct.?

The figures i used are based on his £1,000 earnings but if he receives more earnings, you will receive less UC. If he receives less earnings you will receive more UC.

It will also depend on how often he's paid. If he's paid 4 weekly then there will be one month per year where he will receive 2 lots of wages during the month and this may mean that your UC could reduce to zero.

Chaase said:

So the work allowance will be added to the UC account meaning he gets all his income and we still get the work allowance added to what I already get for my UC amount.? Correct?

Yes the work allowance is included in your claim so it applies to a partner as well. See above comments for further explanation.

If you do move house in the future and you're no longer living in temporary housing then your housing benefit will stop.

You will then need to claim for help with your rent from UC. This will then increase your maximum entitlement because of your rent but you will then need to pay your rent from your UC monthly amount.

Chaase

Thank you, okay. this discussion is so helpful. Thanks there's so much new information I've learn here today. Really helpful and  I'm going to have to take my time to get it into my system and understand it all. I'm so grateful as I didn't know any of this. So worried about hitting rock bottom again and making bad decisions as I'm coming from a very low and difficult time in my life.
There's a lot here to take in and I so appreciate all the information to help me to know what to expect and how to do it

As it's temporary place I will need to move eventually. Does bidding for a council flat not means my housing benefit will carry on automatically  when I move to that  other place when I do find somewhere else or not? Thank you.

Chaase

You know Poppy what you said here about my partner will ten be sent a linking code after we tell UC about us living together then him starting his claim.

Do you mean he'll join his PIP claims he already gets to my claims I get now or will he be applying for some other claims on top of that once he lives with me?
Is it just his PIP or will he be getting other things paid to him as well?

I think I understand if he's my carer he'll claim that which I don't thknk he'll mind but if  he's not my carer but carryon working as normal what can he claim for apart from his PIP. I want to get this right.  I'm so worried sick and so nervous about causing problems for myself. Thanks. 

poppy123456

Your PIP and his PIP will continue as normal because they are not part of UC. 

As previously advised if you live together he will need to claim UC, you will receive a linking code to join both claims together. It will then be a joint claim and not a single claim. The money you receive from UC will be for you both to share because you will be living together.

If your bidding for a flat is success and you move in then you will need to claim for help with the rent through UC. The housing benefit will end because you will no longer be living in temporary housing. 

I think you should take a little time to read back through all the advice you’ve been given because it’s a lot to take in. 

Chaase

Okay thanks . I'll take the time to look at all the information. I feel I didn't realised he'll automatically claim for UC as well and the bit about housing benefit will stop once I get some where fingers crossed and okay I'll look back on the advice. Thank you. 

poppy123456

The reason he will need to claim UC if you live together is because it’s a means tested benefit and entitlement will be based on your joint circumstances.
Although housing benefit will stop if you no longer live in temporary housing, you will not be losing out because your rent will be included with your UC, so your maximum entitlement increases.