UC managed migration guide
Comments
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If you've got more than £6000 in savings. You can easily cover a small lump sum repayment if that does happen. It's really not a big issue. 🙂
The £50 fine is on top of any repayments. ESA is not connected to UC in any way, that is why ESA cannot take money out of your UC payments in future.
The deduction for ESA is £1 per week for every £250 over £6000. That works out almost exactly the same as the UC deduction which is £4.35 per month for every £250 over £6000. If you're expecting to lose around £17 a month on UC then you must have around £7000 in savings right now.
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ok thanks, i'm just concerned that a around 4yrs ago i had a lot more in the bank as i was repaid monies after a mandatory reconsideration & i was housebound for a while through illness. If i have to send statements they will see that and more a severe punishment. I mean would they want every last drop back.. Say for example in 2021 it was £9000 do they just calculate it to the highest level thats been in the account ever or go through each month of every year.. Regards
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They have to go through every week for ESA, that's why it takes so long for them to go through all the statements and calculate it. They would want the exact amount of overpayment back.
There wouldn't be any further punishment. The fine is fixed at £50 and that is the only punishment in a case like this.
Also as someone mentioned previously, benefits backpay is disregarded for 12 months, so they shouldn't be taking any overpayments for the 12 months after your Mandatory Reconsideration pay out.
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So it could be thousands if it's up to most I had 3 years ago at £1 a week, could take years.
Ok the mandatory consideration don't count that's good.
Sorry just at hospital with my mum. I appreciate all your help.My anxiety is terrible 😔
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Thanks for your words. Yes it's crippling from morning untill night
My advisor says I won't need to pay anything back so wonder why here I'm told I will.
£1 a week take ages and if can't pay it out of UC then where would it come from. A pound a week out of my bank account
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Sorry but you've misunderstood the £1 per week.
If you had £6,001, the deduction on ESA would have been £1 per week at that time. That has nothing to do with now at all.
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By "can't pay it out of your UC" what is meant is a direct deduction for repaying ESA can't be taken from your UC award before it's paid to you.
Once the money is in your bank account you are free to use it however you please, including repayment of any ESA overpayment.
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So if 4 yrs ago it was 8000 or more and now 6.5. I don't know it's all confusing to me, got so much on it's affecting me lots. I'll just say I'm too ill. Like advisor says it's UC I'm applying for so different to ESA so not addressed to ESA
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If we average that to £7000 over 4 years, the total repayment now would be £832. Plus the £50 fine.
If you have £6500 in savings then you can easily pay £882 from that. And that would even reduce your savings for UC, so you would get the full UC instead of being deducted £17 a month.
It is impossible for us to calculate the ESA overpayments on here as we would have to go through every bank statement for that 4 years.
I am sorry I mentioned it at all now. I thought I was doing the right thing by helping you prepare mentally in case it happens rather than getting an ESA letter out of the blue and panicking about it. But in hindsight I think you're much better off just forgetting about the ESA for now and focussing on the UC and your Mum instead. I wasn't aware of your Mum being in hospital when I first mentioned it.
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@OverlyAnxious yes you were doing the right thing helping me prepare for whichever scenario may happen & i appreciate.. I guess you know when things pile up & get on top we continuously re ask same questions over & over again & go round in circles especially when full of worry. I'm just concerned it may've been a lot more but if at £12 a week as @Catherine21 says it wouldn't be too bad.. Yes i'll just get the form sent off & hope my advisor is correct. thanks
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@OverlyAnxious Sent it but had issues with the final identity check as i have only passport so said that i didn't have 2 so asked me a few questions, i called them & they said it was done.
My advisor said then you get a call with an IDS that you then go to a jobcentre to prove it then the info goes to the HB advisor & she sorts out the direct payment to my housing association.. I think.. @Catherine21 hope you get yours soon
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Don't worry, The only problem is the post which is terrible, I'm waiting for my bank card which the old one expired and the one they sent out not come ,so they cancelled that and reissued another one. I probably have to go to the sorting office to see if it's there on Monday as it takes 5 days, they are going to deliver alternative days I think I read,
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Hi I am just wondering if someone could advise me. I’m in the migration phase ( I’ve completed the UC application due to find out what I will be paid on Monday 11th August.) I found out during this process that I receive contribution based ESA which is continuing each fortnight as well as income related. I’m in the support group and received sdp also. I thought it was just income related.i am very worried what amount UC will be paying me. I’ve just had a letter from ESA saying I will be moved to New Style ESA and will need to attend a meeting to see if I’m still unable to work. This is completely stressing me out as I thought you didn’t have to attend wca during the migration. This whole process has caused me to spiral due to my anxiety and now I’m dreading the post everyday in case they are forcing me to a meeting I can’t attend. Any help I’d be extremely grateful .
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You won't lose any money, the amounts are exactly the same.
Excluding other elements you may be entitled to such as Transitional Protection, UC LCWRA (the UC equivalent of ESA Support Group) & Support Group pay £823.41.
Instead of getting £823.41 UC, you will get £609.05 a month from New Style ESA, and £214.36 from UC.
Plus Transitional Protection, and any Housing Element if applicable.
Please read through these threads for information and reassurance.
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thank you so much @Kimi87 I feel much better for your help and reading through those threads.
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"Those claiming New Style ESA or the old Contributions based ESA will not be migrated because neither of those are part of UC. Those claiming the old contributions based ESA will have their claim changed to New Style ESA automatically."
Old contributions based ESA will changed to New Style ESA automatically does this means that people on New Style ESA will not be migrated ? sorry, confused….
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UC is replacing these income related benefits
- Housing Benefit
- Income Support
- income-based Jobseeker’s Allowance (JSA)
- income-related Employment and Support Allowance (ESA)
If someone is on New Style ESA, plus one of the IR benefits then the IR benefit will be migrated.
If someone is on only NS ESA, they will not be migrated.
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@Kimi87Ive had my biographical telephone call which I passed, only took ten minutes, but still need to go to jobcentre which I'm dreading..
It could've been quite easy to prove my identity over the phone with evidence I have so I'm wondering if they want you to come in to see how your health situation affects you or am I being paranoid. I've my passport, bank card and NHS number so do I just go and show that or interrogated further.
Regards
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Had interview yesterday, took passport, NHS card and debit, all went smoothly, lovely lady, now just got to wait till 13th and then journal entry about housing.
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Just received a letter today, dated 31/08/25, from Maximus, to attend an assessment on 10th September, 22/23 miles away at 09:00am.
With my condition, and medication I am on, no car, a bus, a train, then another bus ,then over 500metres to assessment centre, I very much doubt I will make it.
Can I request a phone assessment, or do I have to go to this on the given date and time. If is very short notice also .
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