UC managed migration guide

If you've got more than £6000 in savings. You can easily cover a small lump sum repayment if that does happen. It's really not a big issue. 🙂

The £50 fine is on top of any repayments. ESA is not connected to UC in any way, that is why ESA cannot take money out of your UC payments in future.

The deduction for ESA is £1 per week for every £250 over £6000. That works out almost exactly the same as the UC deduction which is £4.35 per month for every £250 over £6000. If you're expecting to lose around £17 a month on UC then you must have around £7000 in savings right now.

They have to go through every week for ESA, that's why it takes so long for them to go through all the statements and calculate it. They would want the exact amount of overpayment back.

There wouldn't be any further punishment. The fine is fixed at £50 and that is the only punishment in a case like this.

Also as someone mentioned previously, benefits backpay is disregarded for 12 months, so they shouldn't be taking any overpayments for the 12 months after your Mandatory Reconsideration pay out.

Thanks for your words. Yes it's crippling from morning untill night

My advisor says I won't need to pay anything back so wonder why here I'm told I will.

£1 a week take ages and if can't pay it out of UC then where would it come from. A pound a week out of my bank account

By "can't pay it out of your UC" what is meant is a direct deduction for repaying ESA can't be taken from your UC award before it's paid to you.

Once the money is in your bank account you are free to use it however you please, including repayment of any ESA overpayment.

If we average that to £7000 over 4 years, the total repayment now would be £832. Plus the £50 fine.

If you have £6500 in savings then you can easily pay £882 from that. And that would even reduce your savings for UC, so you would get the full UC instead of being deducted £17 a month.

It is impossible for us to calculate the ESA overpayments on here as we would have to go through every bank statement for that 4 years.

I am sorry I mentioned it at all now. I thought I was doing the right thing by helping you prepare mentally in case it happens rather than getting an ESA letter out of the blue and panicking about it. But in hindsight I think you're much better off just forgetting about the ESA for now and focussing on the UC and your Mum instead. I wasn't aware of your Mum being in hospital when I first mentioned it.

@OverlyAnxious Sent it but had issues with the final identity check as i have only passport so said that i didn't have 2 so asked me a few questions, i called them & they said it was done.

My advisor said then you get a call with an IDS that you then go to a jobcentre to prove it then the info goes to the HB advisor & she sorts out the direct payment to my housing association.. I think.. @Catherine21 hope you get yours soon

Hi I am just wondering if someone could advise me. I’m in the migration phase ( I’ve completed the UC application due to find out what I will be paid on Monday 11th August.) I found out during this process that I receive contribution based ESA which is continuing each fortnight as well as income related. I’m in the support group and received sdp also. I thought it was just income related.i am very worried what amount UC will be paying me. I’ve just had a letter from ESA saying I will be moved to New Style ESA and will need to attend a meeting to see if I’m still unable to work. This is completely stressing me out as I thought you didn’t have to attend wca during the migration. This whole process has caused me to spiral due to my anxiety and now I’m dreading the post everyday in case they are forcing me to a meeting I can’t attend. Any help I’d be extremely grateful .

thank you so much @Kimi87 I feel much better for your help and reading through those threads.

UC is replacing these income related benefits

• Housing Benefit
• Income Support
• income-based Jobseeker’s Allowance (JSA)
• income-related Employment and Support Allowance (ESA)

If someone is on New Style ESA, plus one of the IR benefits then the IR benefit will be migrated.

If someone is on only NS ESA, they will not be migrated.

Had interview yesterday, took passport, NHS card and debit, all went smoothly, lovely lady, now just got to wait till 13th and then journal entry about housing.