Employment and Support Allowance (ESA)
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Can you get ESA and still get your private pension

gavler09gavler09 Member Posts: 1 Listener
please can some one help me with somethink can you get ESA and still get your private pension 


  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    HI and welcome,

    It will depend what ESA you're claiming. If it's Income related then your pension will be counted as income £1 for £1.

    If it's Contributions based then anything under £85 per week is disregarded. For anything over this amount then you will lose 50p for every £1 over that amount.

    If it's Contributions based with an income related top up then you will lose all or part of that top up.

    Also if you receive a lump sum this will affect any means tested benefits you claim, if the lump sum is over £6,000 you will lose £ for every £250 over that amount. Anything over £16,000 and you won't be entitled to any means tested benefits.

    Either way, you need to report all changes to DWP and also to your local council if you receive a lump sum that brings your savings over the above amounts.
    Proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice I have given to members here on the community.
  • Adrian_ScopeAdrian_Scope Testing team Posts: 7,997

    Scope community team

    Welcome to the community @gavler09. I hope @poppy123456 has been able to help with your query but if you do have any further questions please don't hesitate to ask. :)
    Senior Community Partner
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